Sold
201 S Oak Street, Buchanan, MI 49107
Sold on 05/27/2026 for$235,000
MLS # 26014710 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,939 sqftBuilt 19000.2 acres
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Listing Description
Close to it all!! This historic home is located in the heart of town. Close to....EVERYTHING--Buchanan commons (ie. concerts, farmers market, community events), Dining, fitness trail, shopping, library. Home features two spacious primary suites with full baths, one on the main floor, one upstairs. Allowing flexibility for family or guests. Seller just had home approved for short-term rentals if thats an interest. Recent updates and improvements include: refinished hardwood flooring throughout most of the home, New microwave, Radon system installed, Roof (5 years old) Heating system (2 years old) Basement system professionally installed by Foundation Systems This home blends charm, location, and peace of mind with modern upgrades This home is perfect for a home base, a second residence away from the city or a business/rental opportunity! Come see it before its gone!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,939 sq ft home built in 1900 sits in Buchanan Township in Buchanan.
Closed at $235,000 (about $121/sq ft).
Annual property taxes run approximately $2,862 ($239/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,939 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityBuchanan
MunicipalityBuchanan City
Zip Code49107
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingBaseboard, Forced Air
WaterPublic
SewerPublic
UtilitiesCable Connected
Sale & Financing
Listed4/9/2026
Sold Date5/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,862
Tax Year2025
Assessed Value$75,264
Parcel #11-58-1500-0038-00-5
Source: SparkMLS
Legal Description
LOT 1 BLK B A C DAYS ADD TO CITY OF BUCHANAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott McLauchlin
McLauchlin Realty, Inc.
Frequently Asked Questions about 201 S Oak Street, Buchanan, MI 49107
What school district is 201 S Oak Street, Buchanan, MI 49107 in?
Per MLS# 26014710, this property is served by Buchanan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26014710, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014710, the most recent reported annual property tax for 201 S Oak Street, Buchanan, MI 49107 is $2,862 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 201 S Oak Street, Buchanan, MI 49107 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 201 S Oak Street, Buchanan, MI 49107 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Buchanan City police department or the Berrien County sheriff's office.
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Monthly payment$1,588
Principal & interest$1,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
201 S Oak Street, Buchanan, MI 49107
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Municipality
Buchanan Township
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