Sold
202 S Elm Street, Three Oaks, MI 49128
Sold on 05/21/2026 for$400,000
MLS # 26000597 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,437 sqftBuilt 19100.08 acres
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Listing Description
Renovation has been completed with an extensive and amazing transformation as a result! This impressive 4-bedroom, 2 bath house boasts over 2400 sq ft. of living space. Roomy with elements of modern updates and classic features from the past. Large expansive all new kitchen with island and appliances. Original pocket doors. Once used as a separate unit, as seen with the electric meters, there is a Kitchenette/Bar area upstairs. Rehab included a new roof, siding, windows, doors, wiring, plumbing, trim, and flooring. There are 2 complete HVAC Units and a detached garage. This grand home sits near the heart of all that Southwest Michigan has to offer. This is a Fannie Mae HomePath Property.
Source: SparkMLS
About this home
Located in Three Oaks Township in Three Oaks, this property offers 5-bedroom, 2-bath, 2,437 sq ft, with original construction dating to 1910.
Final sale price: $400,000 (about $164/sq ft).
Property tax estimate: $4,663 per year ($389/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,437 sqft
Lot Size0.08 acres
Year Built1910
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/5/2026
Sold Date5/20/2026
Original Price$499,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,663
Tax Year2024
Assessed Value$50,723
Parcel #11-47-7100-0002-00-0
Source: SparkMLS
Legal Description
COM 60' S OF NE COR OF LOT 1 SHEDDS ADD TO VIL OF THREE OAKS TH S 41.33' W 63.1' S 9' W 27.5' N 50.33' E 90.6' TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Greg Miller
Active Realtors
Frequently Asked Questions about 202 S Elm Street, Three Oaks, MI 49128
What school district is 202 S Elm Street, Three Oaks, MI 49128 in?
Per MLS# 26000597, this property is served by River Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26000597, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26000597, the most recent reported annual property tax for 202 S Elm Street, Three Oaks, MI 49128 is $4,663 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 202 S Elm Street, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 202 S Elm Street, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 202 S Elm Street, Three Oaks, MI 49128?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 202 S Elm Street, Three Oaks, MI 49128. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$2,692
Principal & interest$2,692
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
202 S Elm Street, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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