Sold
209 Congress Street, Watervliet, MI 49098
Sold on 07/16/2025 for$187,000
MLS # 25014883 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,072 sqftBuilt 19500.15 acres
1 / 24
Listing Description
Motivated Sellers! This delightful, 3-bedroom, 1-bathroom, home has been meticulously updated to bring you all the comfort and peace of mind that a new homeowner seeks. These thoughtful renovations are sure to please the senses and budget. First the beautiful vinyl plank flooring adds a stylish and modern base color throughout the home. The living room boasts plenty of natural light and provides enough room for a TV area and dining table. The bathroom which has been completely remodeled features a new vanity, alcove for storage and a custom shower with oversized shower head. The rear hallway features a cheerful accent wall leading to a large primary bedroom, laundry room and storage room. The interior doors have been replaced with a quality 6-panel door design. Old light fixtures
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,072 sq ft home in Watervliet Township in Watervliet built in 1950.
Final sale price: $187,000 (about $174/sq ft).
Property tax estimate: $1,374 per year ($115/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 8,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,072 sqft
Lot Size0.15 acres
Year Built1950
Stories1
Location
CityWatervliet
MunicipalityWatervliet City
Zip Code49098
CountyBerrien
School DistrictWatervliet
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed4/10/2025
Sold Date7/15/2025
Original Price$210,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$3
Source: SparkMLS
Tax Information
Annual Tax$1,374
Tax Year2024
Assessed Value$29,326
Parcel #78-3500-0033-00-1
Source: SparkMLS
Legal Description
LOT 14 BLK C IMPROVEMENT CO'S ADD TO CITY OF WATERVLIET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian Savage
Keller Williams Realty Swm
Frequently Asked Questions about 209 Congress Street, Watervliet, MI 49098
Which school district serves 209 Congress Street, Watervliet, MI 49098?
Per MLS# 25014883, 209 Congress Street, Watervliet, MI 49098 is in the Watervliet boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Watervliet directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25014883, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 209 Congress Street, Watervliet, MI 49098?
Per public tax records, annual property taxes for this property are $1,374 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 209 Congress Street, Watervliet, MI 49098 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 209 Congress Street, Watervliet, MI 49098 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 209 Congress Street, Watervliet, MI 49098. The maximum advertised download speed is 8.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 209 Congress Street, Watervliet, MI 49098?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Watervliet City police department or the Berrien County sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
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Internet
FiberDownload
8 Gbps
Upload
8 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
7 providers at this address
Surf InternetFiber
8 GbpsXfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
209 Congress Street, Watervliet, MI 49098
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Municipality
Watervliet Township
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