Sold
2099 Russell Road, Benton Harbor, MI 49022
Sold on 05/27/2026 for$266,000
MLS # 26017965 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,944 sqftBuilt 19590.32 acres
1 / 36
Listing Description
Welcome to this charming mid-century brick ranch in the heart of Fair plain, offering 3 bedrooms, 1.5 bathrooms, and 1,194 square feet of main-level living space. Inside, you'll find beautiful hardwood floors throughout most of the home, along with a bright and airy living room featuring cathedral ceilings and large windows that fill the space with natural light. The layout is comfortable and functional, with plenty of space for everyday living, plus a full basement that gives you extra room for a hangout space, home office, or storage. There's even a cozy fireplace to enjoy during the colder months. Outside, the spacious yard is filled with mature landscaping and plenty of room to relax, garden, or entertain. If you're looking for a well-kept home with character and room to grow, this one is definitely worth a look. Book your private showing today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,944 sq ft home built in 1959 sits in St Joseph Township in Benton Harbor.
This home sold for $266,000 (about $137/sq ft).
Estimated annual property tax: $4,221, or about $352 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,944 sqft
Lot Size0.32 acres
Year Built1959
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick, Wood Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorBroadband
Sale & Financing
Listed4/24/2026
Sold Date5/26/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$1,000
Source: SparkMLS
Tax Information
Annual Tax$4,221
Tax Year2025
Assessed Value$91,655
Parcel #11-18-0136-0085-03-3
Source: SparkMLS
Legal Description
SEC 36 T4S R19W COM 1120'W OF E QTR POST OF SEC TH N 62' TH W TO E R/W OF RUSSEL RD TH S 62' TH E TO POB ALSO THE N 13' OF LOT 1 SMITH PARK
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Neil Meskill
Cressy & Everett Real Estate
Frequently Asked Questions about 2099 Russell Road, Benton Harbor, MI 49022
Which school district serves 2099 Russell Road, Benton Harbor, MI 49022?
Per MLS# 26017965, 2099 Russell Road, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 2099 Russell Road, Benton Harbor, MI 49022?
Per MLS# 26017965, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2099 Russell Road, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $4,221 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2099 Russell Road, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2099 Russell Road, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2099 Russell Road, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,654
Principal & interest$1,654
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2099 Russell Road, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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