Sold
217 W Merchant Street, New Buffalo, MI 49117
Sold on 06/10/2026 for$618,000
MLS # 26021980 (Michigan Regional Information Center (MichRIC))
3 beds4 baths2,063 sqftBuilt 20080.4 acres
1 / 30
Listing Description
Dreaming of an easy escape just an hour from Chicago? Hop off the Amtrak and you're minutes from home & the lake! This impeccably maintained & tastefully updated 3-bedroom, 3.5-bath end-unit townhome is located just a short stroll from downtown yet situated in a quiet neighborhood. You'll love being moments from the marina, boutiques shops, and some of the area's best dining. Inside, the bright and open layout is designed for both everyday living and entertaining, while the spacious deck invites you to unwind outdoors. A private first-floor bedroom with its own en-suite creates a perfect guest retreat or home office. Upstairs, the primary suite and additional bedroom with full bath provide comfort, style, and privacy. Equipped with a 2-car garage and shed, storage is not an issue. This well-run association has achieved strong financials with low assessments, providing peace of mind to unit owners.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 2,063 sq ft home built in 2008 sits in New Buffalo in New Buffalo.
This home sold for $618,000 (about $300/sq ft).
Property tax estimate: $13,442 per year ($1,120/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms4
Living Area2,063 sqft
Lot Size0.4 acres
Year Built2008
Stories3
Location
CityNew Buffalo
MunicipalityNew Buffalo City
Zip Code49117
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
ConstructionHardiPlank Type
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed5/12/2026
Sold Date6/9/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$690 / Quarterly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$13,442
Tax Year2025
Assessed Value$295,000
Parcel #11-62-4980-0004-00-0
Source: SparkMLS
Legal Description
as per title
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Caleb Dryden
@properties Christie's International R.E.
Frequently Asked Questions about 217 W Merchant Street, New Buffalo, MI 49117
What school district is 217 W Merchant Street, New Buffalo, MI 49117 in?
Per MLS# 26021980, this property is served by New Buffalo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26021980, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021980, the most recent reported annual property tax for 217 W Merchant Street, New Buffalo, MI 49117 is $13,442 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 217 W Merchant Street, New Buffalo, MI 49117 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 217 W Merchant Street, New Buffalo, MI 49117 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo City police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,316
Principal & interest$4,086
HOA$230
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
217 W Merchant Street, New Buffalo, MI 49117
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Municipality
New Buffalo
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