Sold
218 S Oliver Street, Charlotte, MI 48813
Sold on 06/26/2026 for$283,500
MLS # 26005249 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,024 sqftBuilt 18750.17 acres
1 / 34
Listing Description
What a great lovely home in the City of Charlotte. This homes offers so much character and doors and trim intact. Pocket doors... open stairs, walk in closets, new porch flooring. I am going to describe this from my own experience... the sellers purchased in 2024, work in areas , down to studs, updated electrical, plumbing stomped ceilings, updated baths, a custom beautiful kitchen with new appliances, new windows, new flooring and the fresh a neutral paint on walls and trim is exceptionally was well done. Mudroom of kitchen in the rear of home is large and ready for your boots. The large 2 story barn garage has new OSB flooring, new siding, new garage door, some new windows ~ up stairs and the options are endless to finishing the second floor bonus room. This homes is solid. The foundation is set on the large cut limestone or granite cut stone block, used to uphold large heavy homes in the early 1900s. Close to highway access. Call for your private showing today
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,024 sq ft home in Charlotte in Charlotte built in 1875.
Closed at $283,500 (about $140/sq ft).
Estimated annual property tax: $4,300, or about $358 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 9 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,024 sqft
Lot Size0.17 acres
Year Built1875
Stories2
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleHistoric
ConstructionVinyl Siding, Wood Siding, Other
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Phone Connected, Natural Gas Connected
Sale & Financing
Listed4/20/2026
Sold Date6/25/2026
Original Price$315,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,300
Tax Year2025
State Equalized Value$90,100
Taxable Value$90,100
Assessed Value$90,100
Parcel #20000003306100
Source: Public Records
Legal Description
LOT 6. & ADJACENT E 1/2 OF VACATED ALLEY & ALSO ADJACENT S 1/2 OF VACATED ALLEY. CUMMINGS SUBD TO THE O.P., CITY OF CHARLOTTE 1995 D.D.A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Janice A Hawthorne
Chuck Jaqua REALTOR Inc. (Hastings)
Frequently Asked Questions about 218 S Oliver Street, Charlotte, MI 48813
What school district is 218 S Oliver Street, Charlotte, MI 48813 in?
Per MLS# 26005249, this property is served by Charlotte. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26005249, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26005249, the most recent reported annual property tax for 218 S Oliver Street, Charlotte, MI 48813 is $4,300 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 218 S Oliver Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 218 S Oliver Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 218 S Oliver Street, Charlotte, MI 48813?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 218 S Oliver Street, Charlotte, MI 48813. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,932
Principal & interest$1,932
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
2 Gbps1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
218 S Oliver Street, Charlotte, MI 48813
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Municipality
Charlotte
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