Under Contract
2225 S Cleveland Avenue, St. Joseph, MI 49085
$300,000
MLS # 26027672 (Michigan Regional Information Center (MichRIC))
3 beds1 bath2,072 sqftBuilt 19480.26 acres
1 / 48
Listing Description
Seller is Motivated, New house is under contract! A classic St. Joseph Cape Cod with the updates and space today's buyers are looking for. Located in the St. Joseph School District, this move-in-ready home combines timeless character with modern comfort. The oversized kitchen features beautiful cabinetry, abundant storage, and plenty of workspace, opening to a bright and spacious living and dining area that's perfect for everyday living and entertaining. Three generously sized bedrooms, including one on the main level, provide flexibility, while the mostly finished basement offers additional living space and storage. Outside, enjoy the welcoming front patio or relax in the fenced backyard with a large deck ready for outdoor dining and gatherings. An extra-deep two-car garage provides plenty of room for vehicles, hobbies, and storage. Conveniently located near shopping, dining, Lake Michigan beaches, wineries, and downtown St. Joseph, with Chicago approximately 90 minutes away.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 2,072 sq ft home built in 1948 sits in St Joseph Township in St. Joseph.
Currently offered at $300,000 (about $145/sq ft).
Property tax estimate: $2,185 per year ($182/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area2,072 sqft
Lot Size0.26 acres
Year Built1948
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed6/6/2026
Original Price$325,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,185
Tax Year2024
Assessed Value$94,400
Parcel #11-18-0135-0004-03-5
Source: SparkMLS
Legal Description
COM 798.32' OF W QTR POST OF SEC 35 T4S R19W TH S 62.5' TH E 185' TH N 62.5' TH W 185' TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tania Montgomery
Cressy & Everett Real Estate
Frequently Asked Questions about 2225 S Cleveland Avenue, St. Joseph, MI 49085
What school district is 2225 S Cleveland Avenue, St. Joseph, MI 49085 in?
Per MLS# 26027672, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26027672, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027672, the most recent reported annual property tax for 2225 S Cleveland Avenue, St. Joseph, MI 49085 is $2,185 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2225 S Cleveland Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2225 S Cleveland Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,946
Principal & interest$1,946
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2225 S Cleveland Avenue, St. Joseph, MI 49085
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Municipality
St Joseph Township
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