For Sale
2349 Riverside Pointe Drive, St. Joseph, MI 49085
$975,000
MLS # 26017169 (Michigan Regional Information Center (MichRIC))
5 beds5 baths4,105 sqftBuilt 19950.18 acres
1 / 74
Listing Description
Sellers offering a $15,000 credit at closing! Spacious contemporary home on the St. Joseph River w/ private boat slip steps from your front door. Embrace the charm of Southwest Michigan waterfront living in your new home, w/ a massive deck ideal for relaxing, entertaining, and taking in the peaceful river views. Thoughtfully designed to bring the outdoors in, this home offers abundant natural light and pristine water views throughout. Main level features a primary suite w/ direct access to the back deck--an ideal spot to enjoy relax by the river. Upstairs, you'll find a second primary suite w/ a generous bath and private balcony, along w/ three additional spacious bedrooms. Open-concept living room w/ gas fireplace flows into a large kitchen w/ center island and ample cabinetry. A stunning dining room w/ 18-ft ceilings overlooks the water creating a warm and inviting gathering space. Upper-level great room w/ wet bar overlooking the marina offers even more space to unwind and entertain
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 5-bedroom, 5-bath, 4,105 sq ft, with original construction dating to 1995.
Currently offered at $975,000 (about $238/sq ft).
Estimated annual property tax: $11,101, or about $925 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area4,105 sqft
Lot Size0.18 acres
Year Built1995
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionStone
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Wet Bar, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/21/2026
Original Price$995,000
Terms AcceptedCash, FHA, Conventional
HOA
HOA Fee$432 / Quarterly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$11,101
Tax Year2025
Assessed Value$389,500
Parcel #11-18-6890-0025-01-6
Source: SparkMLS
Legal Description
UNIT 25A RIVERSIDE POINTE CONDOMINIUM THIRD AMENDMENT BLDG SITE UNIT LIBER 90 PAGE 120
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 2349 Riverside Pointe Drive, St. Joseph, MI 49085
What school district is 2349 Riverside Pointe Drive, St. Joseph, MI 49085 in?
Per MLS# 26017169, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26017169, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26017169, the most recent reported annual property tax for 2349 Riverside Pointe Drive, St. Joseph, MI 49085 is $11,101 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2349 Riverside Pointe Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 2349 Riverside Pointe Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2349 Riverside Pointe Drive, St. Joseph, MI 49085 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,468
Principal & interest$6,324
HOA$144
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2349 Riverside Pointe Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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