For Sale
2349 Riverside Pointe Drive, St. Joseph, MI 49085
$895,000
MLS # 26029864 (Michigan Regional Information Center (MichRIC))
5 beds5 baths4,105 sqftBuilt 19950.18 acres
1 / 74
Listing Description
Enjoy Southwest Michigan waterfront living on the St. Joseph River with a private boat slip just steps from your front door. Designed to maximize river views and indoor-outdoor living, this spacious contemporary home features multiple decks and outdoor spaces perfect for entertaining, relaxing, and embracing the boating lifestyle. A massive riverside deck provides the ideal setting for gatherings, sunsets, and watching boats pass by. The main-level primary suite offers direct deck access, while the upper-level primary suite features a private balcony overlooking the water. Inside, abundant natural light fills the open-concept living area with gas fireplace, large kitchen with center island, and dramatic dining room with 18-foot ceilings and stunning river views. Upstairs, three additional bedrooms and a great room with wet bar overlooking the marina provide ample space for guests. Boat, entertain, and enjoy waterfront living from the comfort of home.
Source: SparkMLS
About this home
This 5-bedroom, 5-bath, 4,105 sq ft home built in 1995 sits in St Joseph Township in St. Joseph.
Currently offered at $895,000 (about $218/sq ft).
Annual property taxes run approximately $11,101 ($925/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms5
Living Area4,105 sqft
Lot Size0.18 acres
Year Built1995
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionStone
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Wet Bar, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$432 / Quarterly
IncludesOther, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$11,101
Tax Year2024
Assessed Value$360,239
Parcel #11-18-6890-0025-01-6
Source: SparkMLS
Legal Description
UNIT 25A RIVERSIDE POINTE CONDOMINIUM THIRD AMENDMENT BLDG SITE UNIT LIBER 90 PAGE 120
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 2349 Riverside Pointe Drive, St. Joseph, MI 49085
What school district is 2349 Riverside Pointe Drive, St. Joseph, MI 49085 in?
Per MLS# 26029864, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26029864, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029864, the most recent reported annual property tax for 2349 Riverside Pointe Drive, St. Joseph, MI 49085 is $11,101 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2349 Riverside Pointe Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2349 Riverside Pointe Drive, St. Joseph, MI 49085 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,949
Principal & interest$5,805
HOA$144
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2349 Riverside Pointe Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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