Sold
244 Downey Drive, Benton Harbor, MI 49022
Sold on 05/08/2026 for$259,000
MLS # 26009673 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,208 sqftBuilt 19550.23 acres
1 / 15
Listing Description
Welcome home to this beautifully updated 3-bedroom, 2-bath gem in coveted Fairplain. Refinished hardwood floors guide you through the bedrooms and hallway, while brand-new, low-maintenance LVP grounds the spacious living room in modern style. Partially finished basement offers plenty of room to spread out. Enjoy peace of mind with a newer roof and upgraded electrical service, then step outside to a large, fully fenced yard--perfect for pets, play, and outdoor entertaining. A true bonus, the 2-car garage offers ample space for vehicles, hobbies, and extra storage. With its bright, open layout and unbeatable location close to parks, shopping, and commuter routes, this move-in-ready home delivers the ideal blend of classic charm and thoughtful updates. Your Fairplain retreat is ready to welcome you!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,208 sq ft home built in 1955 sits in St Joseph Township in Benton Harbor.
Closed at $259,000 (about $117/sq ft).
Property tax estimate: $1,532 per year ($128/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,208 sqft
Lot Size0.23 acres
Year Built1955
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorEat-in Kitchen
Sale & Financing
Listed3/12/2026
Sold Date5/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,532
Tax Year2024
Assessed Value$88,432
Parcel #11-18-5400-0028-00-1
Source: SparkMLS
Legal Description
LOT 28 NICKERSON ACRES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Waite
RE/MAX by the Lake
Frequently Asked Questions about 244 Downey Drive, Benton Harbor, MI 49022
What school district is 244 Downey Drive, Benton Harbor, MI 49022 in?
Per MLS# 26009673, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26009673, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26009673, the most recent reported annual property tax for 244 Downey Drive, Benton Harbor, MI 49022 is $1,532 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 244 Downey Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 244 Downey Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 244 Downey Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
244 Downey Drive, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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