For Sale
2489 Washington Avenue, St. Joseph, MI 49085
$499,000
MLS # 26032869 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,841 sqftBuilt 19560.7 acres
1 / 35
Listing Description
Charming 5-bedroom, 2.5-bath home in St. Joseph! The main floor features a beautiful hardwood floor and a spacious living room with a brick-and-wood fireplace. The kitchen boasts quartz countertops and a large eat-in dining area. The main floor includes three bedrooms and a full bath. A bright sunroom has baseboard heat, perfect as a home office or flex space, with a convenient powder room. A brand-new sliding glass door opens to a large backyard overlooking a private wooded ravine. The basement offers a large family room with a projector and sound bar, perfect for movie nights and entertaining, two additional spacious bedrooms with egress windows, and a beautifully updated full bath with a quartz vanity and walk-in shower. The extra finished area has plumbing, an electrical outlet, and an exhaust vent, offering endless possibilities for a future wet bar, kitchenette, or hobby space. This home is nestled on a private ravine surrounded by mature trees, offering a peaceful setting.
Source: SparkMLS
About this home
5-bedroom, 3-bath, 3,841 sq ft home in St Joseph Township in St. Joseph built in 1956.
Currently offered at $499,000 (about $130/sq ft).
Estimated annual property tax: $3,426, or about $286 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,841 sqft
Lot Size0.7 acres
Year Built1956
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,426
Tax Year2024
Assessed Value$110,490
Parcel #11-18-0135-0001-29-0
Source: SparkMLS
Legal Description
COM 71' E OF S1/4 PST OF SEC 35T4S R19W TH E 320'TH N 90'TH W 362.7' TH S 25DEG01'E 87.8'TH S28DEG05'E 11.8' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joy Schwarting
The Shore Real Estate Group
Frequently Asked Questions about 2489 Washington Avenue, St. Joseph, MI 49085
Which school district serves 2489 Washington Avenue, St. Joseph, MI 49085?
Per MLS# 26032869, 2489 Washington Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032869, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2489 Washington Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,426 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2489 Washington Avenue, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2489 Washington Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2489 Washington Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2489 Washington Avenue, St. Joseph, MI 49085
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Municipality
St Joseph Township
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