Sold
2491 Bay Pointe Drive, St. Joseph, MI 49085
Sold on 04/30/2026 for$1,000,000
MLS # 26005327 (Michigan Regional Information Center (MichRIC))
4 beds6 baths3,954 sqftBuilt 20040.36 acres
1 / 52
Listing Description
Experience the best of Southwest Michigan waterfront living in this stunning St. Joseph retreat, perfectly positioned along the river with your own boat slip just steps from the home. Designed for both comfort and connection to the outdoors, the main-floor primary suite offers peaceful water views and direct walk-out access to the riverfront, ideal for morning coffee and sunrises or unwinding at the end of the day. Inside, the home features four spacious bedrooms, loft, bar area and a thoughtfully curated open-concept floor plan centered around a cozy fireplace, creating a warm and inviting space for everyday living and entertaining. A charming sunroom provides a light-filled retreat to enjoy year-round views of the surrounding natural beauty. Outdoor living shines with multiple decks, perfect for hosting, relaxing, or soaking in the scenery, plus secluded hot tub for the ultimate in relaxation. Beautiful finishes throughout add a touch of elegance and quality to every space.
Source: SparkMLS
About this home
4-bedroom, 6-bath, 3,954 sq ft home in St Joseph Township in St. Joseph built in 2004.
Final sale price: $1,000,000 (about $253/sq ft).
Property tax estimate: $10,072 per year ($839/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms6
Living Area3,954 sqft
Lot Size0.36 acres
Year Built2004
Stories3
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionStone, Wood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed2/12/2026
Sold Date4/29/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$545 / Quarterly
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$10,072
Tax Year2024
Assessed Value$326,774
Parcel #11-18-6890-0061-00-4
Source: SparkMLS
Legal Description
UNIT 61 RIVERSIDE POINTE CONDOMINIUM SECOND AMENDMENT BLDG SITE UNIT LIBER 90 PAGE 94
Property Records
USDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anne Gain
@properties Christie's International R.E.
Frequently Asked Questions about 2491 Bay Pointe Drive, St. Joseph, MI 49085
Which school district serves 2491 Bay Pointe Drive, St. Joseph, MI 49085?
Per MLS# 26005327, 2491 Bay Pointe Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 2491 Bay Pointe Drive, St. Joseph, MI 49085?
Per MLS# 26005327, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2491 Bay Pointe Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $10,072 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2491 Bay Pointe Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 2491 Bay Pointe Drive, St. Joseph, MI 49085. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 2491 Bay Pointe Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,636
Principal & interest$6,454
HOA$182
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2491 Bay Pointe Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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