For Sale
2500 Bay Pointe Drive, St. Joseph, MI 49085
$39,000
MLS # 23015985 (Michigan Regional Information Center (MichRIC))
0.17 acres
1 / 4
Listing Description
Your dream home awaits! This site is in the desirable Eagle Pointe Community; residents have access to hiking trails, volleyball and basketball courts, playground, pavilion, etc... with optional dues for the use of the pool and clubhouse. Located near wineries, downtown Saint Joseph, microbreweries, Harbor Shores Golf Course, and many other attractions that the area has to offer. Enjoy boating, great lake fishing, kayaking and other activities from your own backyard.
Source: SparkMLS
About this home
Listed at $39,000.
Property tax estimate: $874 per year ($73/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size0.17 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed5/16/2023
Terms AcceptedCash, Conventional
HOA
HOA Fee$225 / Quarterly
IncludesLawn/Yard Care, Snow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$874
Tax Year2022
Assessed Value$17,783
Parcel #11-18-6890-0078-00-4
Source: SparkMLS
Legal Description
UNIT 78 RIVERSIDE POINTE CONDOMINIUM FIFTH AMENDMENT LIBER 90 PAGE 149
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dan Morissette
Keller Williams Realty Swm
Frequently Asked Questions about 2500 Bay Pointe Drive, St. Joseph, MI 49085
Which school district serves 2500 Bay Pointe Drive, St. Joseph, MI 49085?
Per MLS# 23015985, 2500 Bay Pointe Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 2500 Bay Pointe Drive, St. Joseph, MI 49085?
Per MLS# 23015985, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2500 Bay Pointe Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $874 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2500 Bay Pointe Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2500 Bay Pointe Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 2500 Bay Pointe Drive, St. Joseph, MI 49085. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 2500 Bay Pointe Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$328
Principal & interest$253
HOA$75
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatellite
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2500 Bay Pointe Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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