Sold
2585 Lake Bluff Terrace, St. Joseph, MI 49085
Sold on 06/08/2026 for$909,000
MLS # 26011256 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,370 sqftBuilt 19501.22 acres
1 / 56
Listing Description
Stunning executive ranch- steps from Lake Michigan--offering the pinnacle of distinctive living in one of the most sought-after locations. Set on a private 1.2 acre wooded lot, this sprawling, open-concept residence presents a rare opportunity to own a beautifully reimagined home that lives like a private resort. Extensively remodeled in 2024-2025 with significant upgrades- new roof, windows, flooring, interior finishes, and mechanical improvements. The layout features 4 bedrooms & 3 full baths- inc. both a private primary suite & a separate guest suite ideal for visitors or related living. The chef's kitchen inc. premium appliances and opens to expansive living spaces filled with natural light, a striking brick FP and a sunroom overlooking tranquil surroundings. Step outside to an in-ground pool, lush landscaping & multiple entertaining areas. Enjoy the added benefit of a deeded portion at the end of the street, offering private access & views of Lake Michigan!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,370 sq ft home built in 1950 sits in St Joseph Township in St. Joseph.
Closed at $909,000 (about $270/sq ft).
Estimated annual property tax: $7,159, or about $597 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,370 sqft
Lot Size1.22 acres
Year Built1950
Stories1
Location
CitySt. Joseph
MunicipalityShoreham Vllg
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Guest Quarters, Center Island
Sale & Financing
Listed3/22/2026
Sold Date6/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,159
Tax Year2024
Assessed Value$229,191
Parcel #11-43-0009-0059-05-3
Source: SparkMLS
Legal Description
FROM E1/4 PST SEC 9 T5S R19W MEAS N0DEG11'E 384.45'TH N 0 DEG08'E 256.6'TH N89DEG17'W 33'TO POB TH N0DEG08'E 50.22 FT TH N89DEG16'W 646.25'TH S0DEG11'30''W 120'TH S89DEG 16'E 229.57'TH N66DEG44'E 171.76'TH S89DEG17'E 259.12' TO POB ALSO AN UNDIVIDED 1/18TH INTEREST AS TENANTS IN COMMON IN THE PRIVATE BEACH LYING W OF LAKE BLUFF TERRACE SUB BEING PARCEL 11-43-0009-0059-04-5 AND DES AS COM 97.3'N0DE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Shannon Kutchek
Compass Michigan LLC
Frequently Asked Questions about 2585 Lake Bluff Terrace, St. Joseph, MI 49085
Which school district serves 2585 Lake Bluff Terrace, St. Joseph, MI 49085?
Per MLS# 26011256, 2585 Lake Bluff Terrace, St. Joseph, MI 49085 is in the Lakeshore boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeshore directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26011256, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2585 Lake Bluff Terrace, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $7,159 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2585 Lake Bluff Terrace, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2585 Lake Bluff Terrace, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2585 Lake Bluff Terrace, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Shoreham Vllg police department or the Berrien County sheriff's office.
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Monthly payment$6,220
Principal & interest$6,220
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2585 Lake Bluff Terrace, St. Joseph, MI 49085
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Municipality
St Joseph Township
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