Sold
2700 Niles Road, St. Joseph, MI 49085
Sold on 06/05/2026 for$217,000
MLS # 26009527 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,688 sqftBuilt 19470.17 acres
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Listing Description
Opportunity awaits with this three-bedroom, two-bath home in desirable St. Joseph, Michigan. Offering a generous amount of living space, this property is full of potential for buyers looking to add their own style and improvements. Situated on an oversized lot, the property provides plenty of room for outdoor living, hobbies, or the addition of a pole building or extra storage. The spacious setting creates flexibility for a variety of uses while still maintaining a comfortable residential feel. With excellent visibility and a prime location, the property also offers the possibility of commercial use, making it an appealing option for investors, entrepreneurs, or those seeking a live-work opportunity. Convenient access to major highways and close proximity to downtown St. Joseph, local shops, dining, and area amenities add to the appeal.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,688 sq ft home built in 1947 sits in St Joseph Township in St. Joseph.
Closed at $217,000 (about $129/sq ft).
Annual property taxes run approximately $3,386 ($282/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,688 sqft
Lot Size0.17 acres
Year Built1947
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/17/2026
Sold Date6/4/2026
Original Price$242,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,386
Tax Year2024
Assessed Value$109,190
Parcel #11-76-1700-0011-00-1
Source: SparkMLS
Legal Description
LOT 11 BLK 1 DUNCAN & ROSENBERGS ADD TO CITY OF ST JOSEPH EXC E 7' THEREOF FOR HWY PER 218/281
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anne Gain
@properties Christie's International R.E.
Frequently Asked Questions about 2700 Niles Road, St. Joseph, MI 49085
Which school district serves 2700 Niles Road, St. Joseph, MI 49085?
Per MLS# 26009527, 2700 Niles Road, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 2700 Niles Road, St. Joseph, MI 49085?
Per MLS# 26009527, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2700 Niles Road, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,386 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2700 Niles Road, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2700 Niles Road, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2700 Niles Road, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,492
Principal & interest$1,492
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2700 Niles Road, St. Joseph, MI 49085
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Municipality
St Joseph Township
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