For Sale
284 Hoover Avenue, Benton Harbor, MI 49022
$320,000
MLS # 26033991 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,395 sqftBuilt 19600.43 acres
1 / 32
Listing Description
Looking for a 100% move-in ready home? This one is an absolute gem! This beautifully updated 3-bedroom, 2.5-bath Fairplain ranch is ready for its new owner! Recent improvements include fresh interior paint, a remodeled kitchen and bathrooms, updated light fixtures, a brand-new roof, and a heating system that's only 2 years old. You will enjoy this functional floor plan that features a dedicated dining area and two spacious living rooms, each with its own fireplace. The finished basement provides additional flexible living space perfect for a family room, home office, gym, or playroom. Outside, enjoy the generously sized fenced-in backyard with a deck--ideal for entertaining and relaxing. This home offers the perfect combination of modern updates, versatile living space, and comfort- a combination you don't often find. Don't miss your opportunity to make it yours. Close to everything Southwest Michigan has to offer.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,395 sq ft home in St Joseph Township in Benton Harbor built in 1960.
Asking $320,000 (about $134/sq ft).
Property tax estimate: $2,141 per year ($178/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,395 sqft
Lot Size0.43 acres
Year Built1960
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed7/5/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,141
Tax Year2024
Assessed Value$75,166
Parcel #11-18-0136-0015-14-1
Source: SparkMLS
Legal Description
COM 220'S & 1086'W OF SE COR OF N1/2 OF NE1/4 OF SEC 36 T4S R19W TH W 100'TH N 190' TH E 100'TH S 190'TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 284 Hoover Avenue, Benton Harbor, MI 49022
Which school district serves 284 Hoover Avenue, Benton Harbor, MI 49022?
Per MLS# 26033991, 284 Hoover Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 284 Hoover Avenue, Benton Harbor, MI 49022?
Per MLS# 26033991, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 284 Hoover Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,141 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 284 Hoover Avenue, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 284 Hoover Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 284 Hoover Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,076
Principal & interest$2,076
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
284 Hoover Avenue, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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