Sold
2902 Lincoln Avenue, St. Joseph, MI 49085
Sold on 04/24/2026 for$350,000
MLS # 26010986 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,182 sqftBuilt 19650.73 acres
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Listing Description
Beautiful and very well built sprawling brick ranch home in a very desirable area of St. Joe, and is situated within minutes of St. Joe Schools, downtown St. Joe, Lake Michigan! The home boasts beautiful back & side yards, and a wonderful area for seasonal gatherings! There is a large super cozy family room with brick fireplace which overlooks the huge side yard and extra lot with its own separate garage. There is a formal dining room as well as large living room with its own beautiful brick fireplace! The home offers a very nice kitchen with new appliances, as well as a breakfast area overlooking the private backyard! The 3 bedrooms are spacious with beautiful original hardwood floors! Also offering a partially finished basement which could be easily finished to add a nice amount of extra living area! The 2 car attached garage offers space for a small work area. Just down the street from Eagle Point Harbor. Close proximity for easy access to downtown St. Joe & beaches! HURRY!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,182 sq ft home built in 1965 sits in St Joseph Township in St. Joseph.
This home sold for $350,000 (about $160/sq ft).
Annual property taxes run approximately $3,522 ($294/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,182 sqft
Lot Size0.73 acres
Year Built1965
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementPartial
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/19/2026
Sold Date4/23/2026
Original Price$420,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,522
Tax Year2025
Assessed Value$109,940
Parcel #111800020028021
Source: SparkMLS
Legal Description
COM 100'S 0 DEG45'W OF E1/4 PST FRL SEC 2 T5S R19W TH W 177.21'TH S 0 DEG52'W 38.81' TH ON A 721.61'RAD CUR RT A CHORD DIS OF N86DEG 08'25''E 97.15'TH E 80.45'TH N 0 DEG 45'E 32.27'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Christopher S Siriano
Siriano Realty
Frequently Asked Questions about 2902 Lincoln Avenue, St. Joseph, MI 49085
What school district is 2902 Lincoln Avenue, St. Joseph, MI 49085 in?
Per MLS# 26010986, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26010986, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010986, the most recent reported annual property tax for 2902 Lincoln Avenue, St. Joseph, MI 49085 is $3,522 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2902 Lincoln Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 2902 Lincoln Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2902 Lincoln Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,463
Principal & interest$2,463
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2902 Lincoln Avenue, St. Joseph, MI 49085
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Municipality
St Joseph Township
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