For Sale
3003 S Cleveland Avenue, St. Joseph, MI 49085
$399,999
MLS # 25049640 (Michigan Regional Information Center (MichRIC))
6.5 acres
1 / 9
Listing Description
• Size: 6.5 acres of versatile land • Location: Hickory Creek, Saint Joseph, MI - a sought-after area known for its charm, excellent schools, and diverse population • Natural Beauty: Wooded areas, creek frontage, and abundant wildlife create a peaceful retreat • Top-Rated Schools: Located in the St. Joseph School District, known for its academic excellence • Proximity: Close to Lake Michigan, beaches, parks, wineries, shopping, and dining • Development Potential: Ideal for a private estate, or future investment Whether you're looking to build your dream home or seeking an investment in a growing and vibrant community, this rare piece of land offers endless possibilities. Don't miss the chance to own a slice of Saint Joseph's natural beauty!
Source: SparkMLS
About this home
Asking $399,999.
Property tax estimate: $1,371 per year ($114/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 2,000 Mbps from 8 providers.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size6.5 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Storm Sewer, None
Sale & Financing
Listed9/25/2025
Original Price$425,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,371
Tax Year2024
Assessed Value$3,322
Parcel #11-18-0002-0010-00-8
Source: SparkMLS
Legal Description
THAT PART OF THE W 10 A OF NW QTR OF SW QTR OF SEC 2 T5S R19W LYING S OF HICKORY CREEK
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Joe Flood
@properties Christie's International R.E.
Frequently Asked Questions about 3003 S Cleveland Avenue, St. Joseph, MI 49085
Which school district serves 3003 S Cleveland Avenue, St. Joseph, MI 49085?
Per MLS# 25049640, 3003 S Cleveland Avenue, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 3003 S Cleveland Avenue, St. Joseph, MI 49085?
Per MLS# 25049640, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3003 S Cleveland Avenue, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $1,371 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3003 S Cleveland Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3003 S Cleveland Avenue, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3003 S Cleveland Avenue, St. Joseph, MI 49085. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3003 S Cleveland Avenue, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3003 S Cleveland Avenue, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph Township
View all listings →
Get email alerts for new listings near 3003 S Cleveland Avenue
We'll notify you when something hits the market in St Joseph Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.