Sold
3014 W Bluffwood Terrace, St. Joseph, MI 49085
Sold on 06/18/2026 for$316,000
MLS # 26020085 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,864 sqftBuilt 19620.5 acres
1 / 48
Listing Description
Desireable main floor living in this solid Bluffwood brick ranch on an .80 acre ravine lot. Nearly 2,000 square feet of living space above grade with 3 beds, 1.5 bathrooms and large living and family room spaces. Luxury vinyl plank flooring, replacement windows, granite countertops and up updated primary bathroom. Two fireplaces, glass sliders to outdoor spaces and abundant natural light. Plenty of hallway and kitchen storage for all of your necessities. Covered front patio, rear patio and rear deck overlooking the ravine. Fire pit area in the backyard and ravine view enhances the outdoor enjoyment provided by this beautiful property. Full basement with tons of storage, laundry area anda massive unfinished rec room. Attached two car garage and plenty of driveway space for additional vehicles. Most of this home has been renovated withing in the past 12 years. Move right in and make it your own!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,864 sq ft home built in 1962 sits in St Joseph Township in St. Joseph.
Closed at $316,000 (about $170/sq ft).
Estimated annual property tax: $4,518, or about $377 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,864 sqft
Lot Size0.5 acres
Year Built1962
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected
InteriorBroadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/16/2026
Sold Date6/17/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,518
Tax Year2024
Assessed Value$134,354
Parcel #11-18-6100-0004-00-1
Source: SparkMLS
Legal Description
PT OF LOTS 4 & 5 PLEASANT VIEW HILLS SUBDIVISION COM MOST NLY COR LOT 4 TH SELY ON ELY LOT LN 130'TH WLY TO MOST WLY COR LOT 4 N26DEG12' E 86.58'N49DEG29'W 80'ELY TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Liz Petzke
RE/MAX by the Lake
Frequently Asked Questions about 3014 W Bluffwood Terrace, St. Joseph, MI 49085
What school district is 3014 W Bluffwood Terrace, St. Joseph, MI 49085 in?
Per MLS# 26020085, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020085, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020085, the most recent reported annual property tax for 3014 W Bluffwood Terrace, St. Joseph, MI 49085 is $4,518 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3014 W Bluffwood Terrace, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3014 W Bluffwood Terrace, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,075
Principal & interest$2,075
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3014 W Bluffwood Terrace, St. Joseph, MI 49085
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Municipality
St Joseph Township
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