For Sale
3036 W Bluffwood Terrace, St. Joseph, MI 49085
$329,000
MLS # 26034581 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,165 sqftBuilt 19650.65 acres
1 / 26
Listing Description
Beautiful all brick well cared for ranch style home in the very sought after neighborhood, private setting on ravine lot... Spacious open floor concept, living room with the fireplace, hardwood floors in all 3 bedrooms, recreation room in the finished basement, Screened porch 8x24 overlooking backyard. with hot tub.. Additional 3 season room Peace of mind with a new roof in 2021 with Heating & A/C in 2024. Great setting, abundance of mature trees throughout the gorgeous neighborhood, very private and conveniently located to everything Southwest Michigan has to offer. Back up the truck and move right in. Furniture is negotiable
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,165 sq ft home built in 1965 sits in St Joseph Township in St. Joseph.
Listed at $329,000 (about $152/sq ft).
Estimated annual property tax: $3,188, or about $266 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,165 sqft
Lot Size0.65 acres
Year Built1965
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick, Stone
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,188
Tax Year2025
Assessed Value$86,810
Parcel #11-18-6100-0003-00-4
Source: SparkMLS
Legal Description
LOT 3 & PRT OF LOT 4 DES AS COM MOST WLY COR LOT 4 TH S 44DEG45'E 74.7'NELY ON SLY LN LOT 4 166.8'TH NWLY IN A STRAIGHT LN TO BEG PLEASANT VIEW HILLS SUB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 8, 2026
Listed for sale
$329,000
More Homes in St Joseph Township
Listed by Gary Depa
@properties Christie's International R.E.
Frequently Asked Questions about 3036 W Bluffwood Terrace, St. Joseph, MI 49085
Which school district serves 3036 W Bluffwood Terrace, St. Joseph, MI 49085?
Per MLS# 26034581, 3036 W Bluffwood Terrace, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26034581, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3036 W Bluffwood Terrace, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,188 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3036 W Bluffwood Terrace, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3036 W Bluffwood Terrace, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3036 W Bluffwood Terrace, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Map
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Monthly payment$2,134
Principal & interest$2,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3036 W Bluffwood Terrace, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph Township
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