For Sale
3051 Bluffwood Place, St. Joseph, MI 49085
$389,900
MLS # 26035116 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,272 sqftBuilt 19660.55 acres
1 / 26
Listing Description
Nestled against a beautiful ravine in the highly sought-after St. Joseph school district, this charming 3-bedroom, 2.5-bath home offers both privacy and tranquility. Thoughtfully updated with many of the major improvements already completed, this home is truly move-in ready. Inside, you'll find spacious living areas, a formal dining room, a cozy kitchen dining space, and generously sized bedrooms designed for comfortable living. Stunning glass doors open to a peaceful backyard retreat, creating the perfect setting for relaxing or entertaining. Tucked away at the end of a quiet cul-de-sac, this exceptional home combines convenience, comfort, and a picturesque setting—making it one you won't want to miss.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,272 sq ft home in St Joseph Township in St. Joseph built in 1966.
Listed at $389,900 (about $172/sq ft).
Estimated annual property tax: $4,488, or about $374 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,272 sqft
Lot Size0.55 acres
Year Built1966
Stories3
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,488
Tax Year2024
Assessed Value$140,900
Parcel #11-18-3140-0015-00-5
Source: SparkMLS
Legal Description
LOT 15 HIGHWOOD ESTATES NO 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 10, 2026
Listed for sale
$389,900
More Homes in St Joseph Township
Listed by Jennifer Strzyzykowski
The Shore Real Estate Group
Frequently Asked Questions about 3051 Bluffwood Place, St. Joseph, MI 49085
What school district is 3051 Bluffwood Place, St. Joseph, MI 49085 in?
Per MLS# 26035116, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26035116, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26035116, the most recent reported annual property tax for 3051 Bluffwood Place, St. Joseph, MI 49085 is $4,488 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3051 Bluffwood Place, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3051 Bluffwood Place, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3051 Bluffwood Place, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph Township
View all listings →
Get email alerts for new listings near 3051 Bluffwood Place
We'll notify you when something hits the market in St Joseph Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.