Under Contract
312 W Chicago Street, Buchanan, MI 49107
$199,900
MLS # 26029261 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,400 sqftBuilt 19570.44 acres
1 / 38
Listing Description
Character and charm shine throughout this one-of-a-kind stucco home in the heart of Buchanan, just blocks from downtown shops, dining, and community events! From the moment you arrive, the hand-painted mural at the carport entry tells you -- this home has a story. Inside you will find a beautiful river rock fireplace, rich hardwood floors in the dining room, a well-appointed kitchen with tile backsplash, and a flexible floor plan ideal for multigenerational living. The upper level offers two spacious bedrooms each with their own kitchenette -- perfect for extended family or guests. Hardwood floors wait to be uncovered beneath the main floor bedroom carpet. The finished basement adds a recreation room and bonus room. Outside enjoy a private tree-canopied backyard, a 24x30 detached garage, and covered carport. Priced to reflect the TLC needed. Sold as-is. Now smile and let's call it home!
Source: SparkMLS
About this home
5-bedroom, 3-bath, 2,400 sq ft home in Buchanan Township in Buchanan built in 1957.
Currently offered at $199,900 (about $83/sq ft).
Estimated annual property tax: $2,372, or about $198 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,400 sqft
Lot Size0.44 acres
Year Built1957
Stories2
Location
CityBuchanan
MunicipalityBuchanan City
Zip Code49107
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleOther
ConstructionBlock, Stucco
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed6/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,372
Tax Year2025
Assessed Value$60,872
Parcel #11-58-4900-0019-01-0
Source: SparkMLS
Legal Description
Lot(s) 19 and 20 (or combined) of MAPLE TRACT ADDITION TO THE VILLAGE, NOW CITY OF BUCHANAN according to the plat thereof recorded in Liber 6 of Plats, Page 11 of Berrien County Records.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debbie Smidler
eXp Realty
Frequently Asked Questions about 312 W Chicago Street, Buchanan, MI 49107
Which school district serves 312 W Chicago Street, Buchanan, MI 49107?
Per MLS# 26029261, 312 W Chicago Street, Buchanan, MI 49107 is in the Buchanan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Buchanan directly to confirm enrollment eligibility.
What financing options are available for 312 W Chicago Street, Buchanan, MI 49107?
Per MLS# 26029261, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 312 W Chicago Street, Buchanan, MI 49107?
Per public tax records, annual property taxes for this property are $2,372 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 312 W Chicago Street, Buchanan, MI 49107 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 312 W Chicago Street, Buchanan, MI 49107 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 312 W Chicago Street, Buchanan, MI 49107?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Buchanan City police department or the Berrien County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
312 W Chicago Street, Buchanan, MI 49107
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Municipality
Buchanan Township
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