Under Contract
3120 Ridgeview, St. Joseph, MI 49085
$429,000
MLS # 26029009 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,335 sqftBuilt 19681.34 acres
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Listing Description
Welcome home to 3120 Ridgeview Street in St. Joseph, Michigan--this spacious ranch style home offers more than 3,300 square feet of finished living space nestled in a beautiful wooded setting overlooking a scenic ravine. Step inside to discover a warm and inviting living room featuring a beautiful wood burning fireplace. The well-appointed kitchen is designed for both everyday living and entertaining, offering granite countertops, extensive cabinetry, and generous workspace. Just beyond the kitchen, a four-season room provides breathtaking views of the wooded backyard and ravine, creating the perfect retreat to enjoy every season. The main level features a desirable floor plan with a private primary suite complete with hardwood floors, a private bath, and ample closet space. Two additional guest bedrooms share a full guest bath, providing comfortable accommodations for family and visitors. The finished walkout lower level expands the living space with a large recreation room centered
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,335 sq ft home in St Joseph Township in St. Joseph built in 1968.
Currently offered at $429,000 (about $129/sq ft).
Annual property taxes run approximately $4,221 ($352/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,335 sqft
Lot Size1.34 acres
Year Built1968
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,221
Tax Year2024
Assessed Value$136,401
Parcel #11-18-3150-0025-00-8
Source: SparkMLS
Legal Description
LOT 25 HIGH WOOD ESTATES NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Jardine
@properties Christie's International R.E.
Frequently Asked Questions about 3120 Ridgeview, St. Joseph, MI 49085
What school district is 3120 Ridgeview, St. Joseph, MI 49085 in?
Per MLS# 26029009, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3120 Ridgeview, St. Joseph, MI 49085?
Per MLS# 26029009, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029009, the most recent reported annual property tax for 3120 Ridgeview, St. Joseph, MI 49085 is $4,221 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3120 Ridgeview, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3120 Ridgeview, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,782
Principal & interest$2,782
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3120 Ridgeview, St. Joseph, MI 49085
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Municipality
St Joseph Township
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