Sold
3130 S Lakeshore Drive, St. Joseph, MI 49085
Sold on 07/09/2026 for$330,000
MLS # 26021335 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,508 sqftBuilt 19000.8 acres
1 / 20
Listing Description
Sunny happy home with cottage charm close to Lake Michigan. Family room addition with lots of big bright windows and amazing views of the beautiful almost acre yard and towering tamarack pine trees. Many improvements over the last several years including kitchen cabinets and granite counter tops. Newer laminate flooring and replacement windows. Four bedrooms and one and a half baths. Vinyl siding, newer roof, two car garage all on the most peaceful, private lot.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,508 sq ft home built in 1900 sits in St Joseph in St. Joseph.
Closed at $330,000 (about $219/sq ft).
Property tax estimate: $1,617 per year ($135/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,508 sqft
Lot Size0.8 acres
Year Built1900
Stories2
Location
CitySt. Joseph
MunicipalityShoreham Vllg
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed5/18/2026
Sold Date7/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,617
Tax Year2024
Assessed Value$50,365
Parcel #11-43-0003-0027-01-2
Source: SparkMLS
Legal Description
PT OF SEC'S 3 & 4 T5S R19W COM 1311.08' N35DEG55'E & 180' S89DEG57'W OF SW COR SEC 3 TH S89DEG57'W 200' TH N0DEG08'W 159' (SURVEYED AS 139') TH N89DEG57'E 277.1' TH S34DEG22'W 99.91' TH S14DEG51'W 79.25' TO POB PER UNRE SUR A/6405
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 9, 2026
Sale recorded
$330,000
May 19, 2026
Listed for sale
$325,000
More Homes in St Joseph
Listed by David Hammerschmidt
@properties Christie's International R.E.
Frequently Asked Questions about 3130 S Lakeshore Drive, St. Joseph, MI 49085
What school district is 3130 S Lakeshore Drive, St. Joseph, MI 49085 in?
Per MLS# 26021335, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3130 S Lakeshore Drive, St. Joseph, MI 49085?
Per MLS# 26021335, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021335, the most recent reported annual property tax for 3130 S Lakeshore Drive, St. Joseph, MI 49085 is $1,617 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3130 S Lakeshore Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 3130 S Lakeshore Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3130 S Lakeshore Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Shoreham Vllg police department or the Berrien County sheriff's office.
Map
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Monthly payment$2,108
Principal & interest$2,108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3130 S Lakeshore Drive, St. Joseph, MI 49085
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Municipality
St Joseph
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