Sold
314 Wallace Avenue, St. Joseph, MI 49085
Sold on 07/24/2026 for$200,000
MLS # 26024396 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,022 sqftBuilt 19300.15 acres
1 / 42
Listing Description
Located in the heart of one of St. Joseph's most desirable neighborhoods, this charming 2-bedroom home with a den or possible 3rd bedroom offers character, flexibility, and opportunity just minutes from schools, downtown, beaches, shopping, and restaurants. Featuring over 1,000 square feet of living space, the home showcases beautiful hardwood floors, a flexible floor plan ready for your vision, forced heat and central air, and a basement with additional bath facilities. Enjoy the convenience of an attached garage, storage shed, and a spacious fenced backyard perfect for relaxing or entertaining. Situated along a quiet residential street with wide sidewalks and easy access to parks and Lake Michigan, this affordable St. Joseph gem is ideal for first-time buyers, downsizers, or investors alike.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,022 sq ft home built in 1930 sits in St Joseph in St. Joseph.
This home sold for $200,000 (about $196/sq ft).
Property tax estimate: $2,500 per year ($208/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,022 sqft
Lot Size0.15 acres
Year Built1930
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorBroadband, Garage Door Opener
Sale & Financing
Listed5/21/2026
Sold Date7/23/2026
Original Price$250,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,500
Tax Year2026
Assessed Value$61,882
Parcel #11-76-1170-0007-00-6
Source: SparkMLS
Legal Description
LOT 7 REVISED PLAT OF CLEVELAND PARK SUBDN OF A PT OF UNIV LOT 73 SEC 26 T4S R19W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Sold
Jul 24, 2026
Sale recorded
$200,000
May 22, 2026
Listed for sale
$250,000
More Homes in St Joseph
Listed by Christine Norland
Jaqua Realtors
Frequently Asked Questions about 314 Wallace Avenue, St. Joseph, MI 49085
What school district is 314 Wallace Avenue, St. Joseph, MI 49085 in?
Per MLS# 26024396, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 314 Wallace Avenue, St. Joseph, MI 49085?
Per MLS# 26024396, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024396, the most recent reported annual property tax for 314 Wallace Avenue, St. Joseph, MI 49085 is $2,500 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 314 Wallace Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 314 Wallace Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 314 Wallace Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,540
Principal & interest$1,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
314 Wallace Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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