For Sale
3140 Bluffwood Place, St. Joseph, MI 49085
$509,900
MLS # 26022868 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,564 sqftBuilt 19900.51 acres
1 / 47
Listing Description
Move-in-ready home with a POOL. Featuring 3 spacious bedrooms (with an easy option for a 4th), this residence radiates pride of ownership. The main floor boasts hardwood floors, a bright kitchen with skylights and stainless steel appliances, and a cozy family room with a wood fireplace. A versatile office/dining room and a large laundry room add to the functional layout. The gorgeous main-floor primary suite is a true retreat, featuring a newly updated bath with a double vanity, tiled shower, large closet, and private backyard access. Upstairs, find two oversized bedrooms with walk-in closets and a bonus room above the kitchen. The backyard is the ultimate summer destination, featuring an in-ground pool, huge deck, and a shed. Recent high-value updates include a new A/C, natural gas pool heater, pool liner, pool cover, exterior paint, dishwasher, and washer/dryer.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,564 sq ft home built in 1990 sits in St Joseph Township in St. Joseph.
Currently offered at $509,900 (about $199/sq ft).
Property tax estimate: $4,731 per year ($394/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,564 sqft
Lot Size0.51 acres
Year Built1990
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s)
Sale & Financing
Listed5/15/2026
Original Price$525,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,731
Tax Year2024
Assessed Value$152,996
Parcel #11-18-3160-0048-00-5
Source: SparkMLS
Legal Description
LOT 48 HIGHWOOD ESTATES NO 3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas Fry
True Michigan Properties
Frequently Asked Questions about 3140 Bluffwood Place, St. Joseph, MI 49085
Which school district serves 3140 Bluffwood Place, St. Joseph, MI 49085?
Per MLS# 26022868, 3140 Bluffwood Place, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 3140 Bluffwood Place, St. Joseph, MI 49085?
Per MLS# 26022868, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3140 Bluffwood Place, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,731 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3140 Bluffwood Place, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3140 Bluffwood Place, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3140 Bluffwood Place, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$3,307
Principal & interest$3,307
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3140 Bluffwood Place, St. Joseph, MI 49085
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Municipality
St Joseph Township
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