Sold
315 Mc Cumber Street, Buchanan, MI 49107
Sold on 05/14/2026 for$186,000
MLS # 26012721 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,056 sqftBuilt 19790.18 acres
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Listing Description
Charming 2-bedroom, 2 full bath main level home with fenced back yard located in the city limits of Buchanan, near Ottawa Elementary School. Primary bedroom has it's own private bath, plus a separate hall bath for the second bedroom and guests. Nicely painted and decorated, this house has lots of natural light in the family room and kitchen. Backyard has a deck that overlooks the fenced yard. The second lot contains the detached garage. Buchanan Schools is a promise district providing post secondary education opportunities for those qualifying students. This property contains two tax codes!Second tax code number is: 11-58-4950-0012-00-4 Great home at the end of a low traffic street.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,056 sq ft home in Buchanan Township in Buchanan built in 1979.
Final sale price: $186,000 (about $176/sq ft).
Annual property taxes run approximately $2,645 ($220/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,056 sqft
Lot Size0.18 acres
Year Built1979
Stories1
Location
CityBuchanan
MunicipalityBuchanan City
Zip Code49107
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/30/2026
Sold Date5/13/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,645
Tax Year2024
Assessed Value$69,499
Parcel #11-58-4950-0013-00-1
Source: SparkMLS
Legal Description
LOT 13 MC CUMBERS ADD TO CITY OF BUCHANAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dorothy L Mottl
D Mottl Realty Group LLC
Frequently Asked Questions about 315 Mc Cumber Street, Buchanan, MI 49107
What school district is 315 Mc Cumber Street, Buchanan, MI 49107 in?
Per MLS# 26012721, this property is served by Buchanan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 315 Mc Cumber Street, Buchanan, MI 49107?
Per MLS# 26012721, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012721, the most recent reported annual property tax for 315 Mc Cumber Street, Buchanan, MI 49107 is $2,645 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 315 Mc Cumber Street, Buchanan, MI 49107 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 315 Mc Cumber Street, Buchanan, MI 49107 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Buchanan City police department or the Berrien County sheriff's office.
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Monthly payment$1,206
Principal & interest$1,206
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
315 Mc Cumber Street, Buchanan, MI 49107
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Municipality
Buchanan Township
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