Under Contract
316 Magnolia Street, Three Oaks, MI 49128
$225,000
MLS # 26037030 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,540 sqftBuilt 19440.14 acres
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Listing Description
Charming 1940s home on a corner lot in the heart of the historic Village of Three Oaks! This 4-bedroom, 1-bathroom home offers 1,540 sq. ft. of living space filled with timeless character, featuring original hardwood floors and classic arched doorways. The main level boasts a spacious kitchen with an eat-in area, a primary bedroom, and an open-concept living and dining room layout perfect for modern living. Upstairs, you will find three additional bedrooms. Priced perfectly to allow for your custom updates, this is an incredible opportunity to join the highly sought-after Three Oaks community. Move right in and embrace the vintage 1940s charm, or take advantage of the competitive price to renovate and create your dream home! Call to schedule your tour today! Roof new in 2023.
Source: SparkMLS
About this home
Located in Three Oaks Township in Three Oaks, this property offers 4-bedroom, 1-bath, 1,540 sq ft, with original construction dating to 1944.
Asking $225,000 (about $146/sq ft).
Property tax estimate: $1,023 per year ($85/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,540 sqft
Lot Size0.14 acres
Year Built1944
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleColonial
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed7/17/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,023
Tax Year2025
Assessed Value$45,963
Parcel #11-47-7260-0076-00-3
Source: SparkMLS
Legal Description
LOT 8 BLK 6 SHERWOODS ADD TO VILL OF THREE OAKS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 22, 2026
Under contract
Jul 18, 2026
Listed for sale
$225,000
More Homes in Three Oaks Township
Listed by Lindsey Kennedy
Keller Williams Realty SWM
Frequently Asked Questions about 316 Magnolia Street, Three Oaks, MI 49128
What school district is 316 Magnolia Street, Three Oaks, MI 49128 in?
Per MLS# 26037030, this property is served by River Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26037030, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26037030, the most recent reported annual property tax for 316 Magnolia Street, Three Oaks, MI 49128 is $1,023 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 316 Magnolia Street, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 316 Magnolia Street, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
316 Magnolia Street, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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