Sold
322 E Gardner Street, Sparta, MI 49345
Sold on 06/10/2026 for$276,000
MLS # 26021780 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,286 sqftBuilt 19200.2 acres
1 / 40
Listing Description
Affordability in West Michigan! This two bed, one bath property is extremely cozy and has many updates including a new kitchen, bathroom and appliances in 2022. Step in to a huge living area with luxury vinyl plank flooring, leading to a dining area which walks directly out to a large, fenced in and private yard. A huge bedroom that could make a perfect office rounds out the main floor. This area could easily be made into two rooms for a different layout. Upstairs you'll find a second large bedroom with exposed pine walls and a huge closet. Enjoy plenty of storage in the basement and attached garage. Immediate occupancy, don't wait on this one!*** Offer received, highest and best offers reviewed Saturday, May 16th at 7PM ***.
Source: SparkMLS
About this home
Located in Sparta Township in Sparta, this property offers 2-bedroom, 1-bath, 1,286 sq ft, with original construction dating to 1920.
Closed at $276,000 (about $215/sq ft).
Estimated annual property tax: $3,919, or about $327 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,286 sqft
Lot Size0.2 acres
Year Built1920
Stories2
Location
CitySparta
MunicipalitySparta Vllg
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed5/12/2026
Sold Date6/9/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,919
Tax Year2025
State Equalized Value$105,300
Taxable Value$97,613
Assessed Value$95,047
Parcel #410523177002
Source: Public Records
Legal Description
LOT 7 BLK 1 * GARDNER'S ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacob D Lindloff
Grounded Grit Realty LLC
Frequently Asked Questions about 322 E Gardner Street, Sparta, MI 49345
What school district is 322 E Gardner Street, Sparta, MI 49345 in?
Per MLS# 26021780, this property is served by Sparta. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26021780, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021780, the most recent reported annual property tax for 322 E Gardner Street, Sparta, MI 49345 is $3,919 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 322 E Gardner Street, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 322 E Gardner Street, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Vllg police department or the Kent County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
322 E Gardner Street, Sparta, MI 49345
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Municipality
Sparta Township
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