For Sale
3384 Circle Drive, St. Joseph, MI 49085
$46,000
MLS # 26000444 (Michigan Regional Information Center (MichRIC))
0.43 acres
1 / 6
Listing Description
Interested in building a home tailored to your needs while enjoying the charm of an established neighborhood? This .42-acre lot offers the perfect opportunity to take the next step toward new home ownership- completed survey on file. Conveniently located near schools, grocery stores, and everyday amenities. Take a look.
Source: SparkMLS
About this home
Asking $46,000.
Property tax estimate: $504 per year ($42/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.43 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed1/4/2026
Original Price$56,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$504
Tax Year2024
Assessed Value$9,794
Parcel #11-18-4350-0006-00-1
Source: SparkMLS
Legal Description
LOT 6 & THE W'LY 10'OF LOT 7 KNAPP'S TERRACE EXC B L I 94
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 3384 Circle Drive, St. Joseph, MI 49085
Which school district serves 3384 Circle Drive, St. Joseph, MI 49085?
Per MLS# 26000444, 3384 Circle Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26000444, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3384 Circle Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $504 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3384 Circle Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3384 Circle Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3384 Circle Drive, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3384 Circle Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$298
Principal & interest$298
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3384 Circle Drive, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph Township
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