Under Contract
3427 Easy Street, St. Joseph, MI 49085
$379,900
MLS # 26028849 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,249 sqftBuilt 20040.29 acres
1 / 32
Listing Description
Welcome home to this spacious 4-bedroom, 2-bath ranch offering over 2,000 square feet of comfortable living space in a desirable St. Joseph neighborhood close to schools, shopping, restaurants, and local beaches. Designed for convenient main-floor living, this home features everything you need on one level, including the primary suite, additional bedrooms, full baths, laundry, kitchen, dining area, and living room. Step inside to soaring cathedral ceilings, gorgeous bamboo flooring, and newer windows throughout. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating the perfect space for everyday living and entertaining. The kitchen features quartz and granite countertops, cabinetry, newer appliances, and a stylish backsplash. The spacious primary suite offers vaulted ceilings, a walk-in closet, and a private bath with double vanity. A second full bath includes a newer vanity and lighting. The finished basement provides exceptional additional li
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,249 sq ft home built in 2004 sits in St Joseph Township in St. Joseph.
Currently offered at $379,900 (about $304/sq ft).
Property tax estimate: $3,970 per year ($331/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,249 sqft
Lot Size0.29 acres
Year Built2004
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/11/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,970
Tax Year2024
Assessed Value$172,600
Parcel #11-18-1160-0016-00-5
Source: SparkMLS
Legal Description
LOT 16 CHARLES TRACE SUBDIVISION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Quardokus
Cressy & Everett Real Estate
Frequently Asked Questions about 3427 Easy Street, St. Joseph, MI 49085
What school district is 3427 Easy Street, St. Joseph, MI 49085 in?
Per MLS# 26028849, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26028849, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028849, the most recent reported annual property tax for 3427 Easy Street, St. Joseph, MI 49085 is $3,970 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3427 Easy Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3427 Easy Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,464
Principal & interest$2,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3427 Easy Street, St. Joseph, MI 49085
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Municipality
St Joseph Township
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