For Sale
3460 13 Mile Road NW, Sparta, MI 49345
$409,900
MLS # 26028703 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,090 sqftBuilt 19201.45 acres
1 / 55
Listing Description
If you're looking for the charm and character of an old farmhouse with intentional updates for today's convenience, look no further. This beautiful 5 bed, 2.5 bath home (with a primary suite) sits on nearly 1.5 acres with a 2.5 stall attached garage AND a 3 stall detached garage. Inside, the historic wood trim is thoughtfully coordinated with vinyl plank flooring on the main level, brand new carpet upstairs, and fresh paint throughout the home. The list of recent updates is long, but some highlights include an updated kitchen with an improved floor plan, two updated full baths, a brand new half bath, and a smart entry with cubbies and useful storage. The following have also been replaced within the last 6 years: windows, exterior and garage doors, insulation, wrap-around deck, detached garage roof, and attached garage roof. Don't miss this opportunity- there is something for everyone!
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,090 sq ft home built in 1920 sits in Sparta Township in Sparta.
Currently offered at $409,900 (about $196/sq ft).
Estimated annual property tax: $5,061, or about $422 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,090 sqft
Lot Size1.45 acres
Year Built1920
Stories2
Location
CitySparta
MunicipalitySparta Twp
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementMichigan Basement
Garage5 spaces
HeatingForced Air, Other
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,061
Tax Year2025
State Equalized Value$201,800
Taxable Value$176,738
Assessed Value$172,092
Parcel #410520200024
Source: Public Records
Legal Description
410520200024 N 194.7 FT OF E 327 FT OF W 347 FT OF E 1/2 NW 1/4 NE 1/4 * SEC 20 T9N R12W 1.45 A. SPLIT ON 01/23/2006 FROM 41-05-20-200-021, 41-05-20-200-022;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Delaney Faught
RE/MAX of Grand Rapids (FH)
Frequently Asked Questions about 3460 13 Mile Road NW, Sparta, MI 49345
Which school district serves 3460 13 Mile Road NW, Sparta, MI 49345?
Per MLS# 26028703, 3460 13 Mile Road NW, Sparta, MI 49345 is in the Sparta boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sparta directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26028703, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3460 13 Mile Road NW, Sparta, MI 49345?
Per public tax records, annual property taxes for this property are $5,061 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3460 13 Mile Road NW, Sparta, MI 49345 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3460 13 Mile Road NW, Sparta, MI 49345 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3460 13 Mile Road NW, Sparta, MI 49345?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Twp police department or the Kent County sheriff's office.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3460 13 Mile Road NW, Sparta, MI 49345
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Municipality
Sparta Township
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