For Sale
3461 W Valley View Drive, St. Joseph, MI 49085
$395,000
MLS # 26019203 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,087 sqftBuilt 19690.33 acres
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Listing Description
Boasting over 3,000 square feet of finished living space, this sun-drenched quad-level home is situated in a well established neighborhood. The inviting covered porch opens into a spacious living room that flows seamlessly into the kitchen and dining area--perfect for hosting large gatherings. Step outside the kitchen to a multi-level deck for effortless indoor-outdoor entertaining. The lower level features a cozy family room with a fireplace and a conveniently located full bath. Upstairs, you'll find three generous bedrooms, including a primary suite with a private balcony ideal for morning coffee. The mostly finished basement adds even more versatility with a fourth bedroom and a recreation space--perfect for a home office, gym or a 2nd family room--plus a dedicated laundry room with ample folding and storage space. Come and check it out!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 3,087 sq ft home in St Joseph Township in St. Joseph built in 1969.
Currently offered at $395,000 (about $128/sq ft).
Annual property taxes run approximately $4,490 ($374/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,087 sqft
Lot Size0.33 acres
Year Built1969
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space, Daylight, Partial
Garage2 spaces
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,490
Tax Year2024
Assessed Value$145,127
Parcel #11-18-3010-0074-00-3
Source: SparkMLS
Legal Description
PT OF LOTS 74 & 75 HICKORY CREEK MANOR NO 1 COM AT SE COR LOT 74 TH N 0 DEG 08'E 134.78' S77 DEG 10' W 155.34'TO E'LY LINE OF ST TH SE'LY ON SD E'LY LINE TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lillian Nieh
eXp Realty
Frequently Asked Questions about 3461 W Valley View Drive, St. Joseph, MI 49085
What school district is 3461 W Valley View Drive, St. Joseph, MI 49085 in?
Per MLS# 26019203, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3461 W Valley View Drive, St. Joseph, MI 49085?
Per MLS# 26019203, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26019203, the most recent reported annual property tax for 3461 W Valley View Drive, St. Joseph, MI 49085 is $4,490 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3461 W Valley View Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3461 W Valley View Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3461 W Valley View Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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