Pending
347 E Gardner Street, Sparta, MI 49345
$234,900
MLS # 26031199 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19200.4 acres
1 / 30
Listing Description
Exceptional investment opportunity with this well-maintained duplex offering two distinct living spaces and excellent income potential. The lower-level unit welcomes you through a dedicated entryway, creating a welcoming first impression. Just off the entrance is a versatile office space, perfect for remote work or a study area. The living room features a large window that fills the home with natural light. The layout flows seamlessly into the dining room, while two comfortable bedrooms and a full bathroom provide functional living space. The kitchen is situated at the rear of the home, offering convenient access to the backyard. The upper-level unit is accessed via the rear deck and features an inviting open-concept design. Upon entering, you'll find an eat-in kitchen that flows into the living area, creating an efficient and comfortable living space.
Source: SparkMLS
About this home
Listed at $234,900.
Property tax estimate: $2,233 per year ($186/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.4 acres
Year Built1920
Location
CitySparta
MunicipalitySparta Twp
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
ConstructionVinyl Siding
BasementOther
HeatingForced Air
UtilitiesNatural Gas Connected, Electricity Connected
Sale & Financing
Listed6/22/2026
Terms AcceptedVA Loan, MSHDA, FHA, Cash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,233
Tax Year2026
State Equalized Value$101,700
Taxable Value$48,490
Assessed Value$48,490
Parcel #410523133009
Source: Public Records
Legal Description
LOT 10 & LOT 11 EX E 10 FT BLK 14 * NASH'S FIRST ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kaleb Burke
EXP Realty LLC
Frequently Asked Questions about 347 E Gardner Street, Sparta, MI 49345
Which school district serves 347 E Gardner Street, Sparta, MI 49345?
Per MLS# 26031199, 347 E Gardner Street, Sparta, MI 49345 is in the Sparta boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Sparta directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26031199, this listing accepts VA Loan, MSHDA, FHA, Cash, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 347 E Gardner Street, Sparta, MI 49345?
Per public tax records, annual property taxes for this property are $2,233 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 347 E Gardner Street, Sparta, MI 49345 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 347 E Gardner Street, Sparta, MI 49345 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 347 E Gardner Street, Sparta, MI 49345?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Twp police department or the Kent County sheriff's office.
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Monthly payment$1,524
Principal & interest$1,524
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
347 E Gardner Street, Sparta, MI 49345
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Municipality
Sparta Township
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