Under Contract
3619 Arbor Street, St. Joseph, MI 49085
$289,900
MLS # 26033200 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,400 sqftBuilt 19910.27 acres
1 / 33
Listing Description
Beautifully Updated, Move-In Ready Home on a Private Wooded Lot! This like-new home offers exceptional updates, thoughtful design, and outstanding garage space. Situated on a beautiful wooded lot, you'll enjoy privacy, a spacious deck for outdoor entertaining, and a newly installed cedar privacy fence. The open-concept floor plan features vaulted ceilings in the living room, family room, and kitchen, creating a bright and airy atmosphere. A brick fireplace provides warmth and ambiance to both the family room and kitchen. The updated kitchen boasts stainless steel appliances, a stylish tile backsplash, and plenty of space for gathering. The spacious primary suite includes a beautifully appointed bath, and every room reflects the home's meticulous care. Car enthusiasts, hobbyists, and anyone needing extra storage will appreciate the attached garage plus the detached, drywalled two-car garage/shop with heat--ideal for a workshop, additional vehicles, or recreational equipment.
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 2-bedroom, 2-bath, 1,400 sq ft, with original construction dating to 1991.
Listed at $289,900 (about $207/sq ft).
Annual property taxes run approximately $3,418 ($285/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,400 sqft
Lot Size0.27 acres
Year Built1991
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,418
Tax Year2025
Assessed Value$270,400
Parcel #11-18-7300-0002-00-6
Source: SparkMLS
Legal Description
LOT 2 SOUTHVIEW
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael L Green
Green Towne Coastal Realty
Frequently Asked Questions about 3619 Arbor Street, St. Joseph, MI 49085
Which school district serves 3619 Arbor Street, St. Joseph, MI 49085?
Per MLS# 26033200, 3619 Arbor Street, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26033200, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3619 Arbor Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,418 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3619 Arbor Street, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3619 Arbor Street, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3619 Arbor Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,880
Principal & interest$1,880
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3619 Arbor Street, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph Township
View all listings →
Get email alerts for new listings near 3619 Arbor Street
We'll notify you when something hits the market in St Joseph Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.