Sold
3712 Schermerhorn Lake Drive, Allegan, MI 49010
Sold on 01/30/2026 for$340,000
MLS # 25051549 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,048 sqftBuilt 20241.1 acres
1 / 26
Listing Description
Welcome to this beautifully maintained, nearly-new home in a serene wooded setting, offering the perfect blend of privacy and convenience. This stunning property boasts association access to Schermerhorn Lake, with an association common area just steps from the backyard. Inside, you'll find a spacious, open-concept layout that's perfect for modern living. The basement is already framed for two additional bedrooms, both with daylight windows, allowing you to easily expand as your needs grow. Enjoy all the perks of almost-new construction with the peace of mind that comes from a home that's already been perfected.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,048 sq ft home in Cheshire Township in Allegan built in 2024.
This home sold for $340,000 (about $324/sq ft).
Annual property taxes run approximately $1,658 ($138/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,048 sqft
Lot Size1.1 acres
Year Built2024
Stories1
Location
CityAllegan
MunicipalityCheshire Twp
Zip Code49010
CountyAllegan
School DistrictAllegan Public Schools
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight, Full
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Owned, Center Island, Pantry
Sale & Financing
Listed10/6/2025
Sold Date1/29/2026
Original Price$360,000
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$360 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$1,658
Tax Year2025
Assessed Value$147,100
Parcel #03-625-002-00
Source: SparkMLS
Legal Description
UNIT 2 SCHERMERHORN LAKE PRESERVE SITE CONDO SEC 12 T1N R14W (03)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura J Durham
Mill Pond Realty
Frequently Asked Questions about 3712 Schermerhorn Lake Drive, Allegan, MI 49010
What school district is 3712 Schermerhorn Lake Drive, Allegan, MI 49010 in?
Per MLS# 25051549, this property is served by Allegan Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3712 Schermerhorn Lake Drive, Allegan, MI 49010?
Per MLS# 25051549, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25051549, the most recent reported annual property tax for 3712 Schermerhorn Lake Drive, Allegan, MI 49010 is $1,658 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3712 Schermerhorn Lake Drive, Allegan, MI 49010 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3712 Schermerhorn Lake Drive, Allegan, MI 49010 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3712 Schermerhorn Lake Drive, Allegan, MI 49010?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cheshire Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,235
Principal & interest$2,205
HOA$30
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
Bloomingdale Communications, Inc.Fiber
1 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3712 Schermerhorn Lake Drive, Allegan, MI 49010
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Municipality
Cheshire Township
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