For Sale
3850 State Road, Fort Gratiot, MI 48059
$249,900
MLS # 20261050171 (Realcomp)
2 beds2 baths1,192 sqftBuilt 19500.43 acres
1 / 42
Listing Description
Tucked away on a beautiful partially wooded lot in Fort Gratiot, this move-in-ready 2-bedroom, 2-bath ranch offers the perfect balance of privacy, comfort, and convenience, and all less than 15-minutes from everything Port Huron has to offer! Step inside to a spacious living room that's perfect for gathering with family and friends, while the separate dining room creates an easy flow into the fully equipped kitchen. You'll love the brand-new kitchen appliances (2026), and if you prefer cooking with gas, there's already a gas hookup in place. Just off the kitchen, the laundry/mud room features a brand-new washer and dryer (2026), making everyday living even more convenient! The primary bedroom includes its own private en-suite bathroom, while the second full bath is perfectly situated for guests and the additional bedroom. With a newer roof (approximately 6–7 years old), an updated electrical panel (2024), and a brand-new furnace, central air, and water heater (2026), you can move in with confidence knowing the big-ticket items have already been taken care of! Outside is where this home really shines! The oversized heated 2.5-car garage is a dream for anyone who enjoys working on projects, needs extra storage, or simply wants a space to unwind. Complete with electricity and a separate bonus room that's perfect for a workshop, hobby room, or converted into additional living space, the possibilities are endless. Enjoy your morning coffee surrounded by nature, spend evenings around the bonfire, host backyard games, or simply relax and watch the deer, turkey, and other wildlife that regularly wander through the property. The beautifully landscaped front yard and peaceful backyard setting make this home feel like your own private retreat while still being just minutes from shopping, restaurants, and everyday conveniences. If you've been looking for a home that's been thoughtfully updated and offers plenty of room to relax both inside and out, this is the one for you!
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,192 sq ft home in Fort Gratiot Township in Fort Gratiot built in 1950.
Currently offered at $249,900 (about $210/sq ft).
Estimated annual property tax: $3,151, or about $263 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,192 sqft
Lot Size0.43 acres
Year Built1950
Stories1
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed7/2/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,151
Parcel #74200291020150
Source: SparkMLS
Legal Description
S 90' OF N 1410.37' OF W 208' SECTION 29 T7N R17E 0.43 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kinde Crouse
Brookstone, Realtors LLC
Frequently Asked Questions about 3850 State Road, Fort Gratiot, MI 48059
What school district is 3850 State Road, Fort Gratiot, MI 48059 in?
Per MLS# 20261050171, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261050171, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261050171, the most recent reported annual property tax for 3850 State Road, Fort Gratiot, MI 48059 is $3,151. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3850 State Road, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA Rural Development boundary data, 3850 State Road, Fort Gratiot, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3850 State Road, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3850 State Road, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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