For Sale
389 Parker Avenue, Benton Harbor, MI 49022
$99,999
MLS # 26029115 (Michigan Regional Information Center (MichRIC))
1 bed1 bath684 sqftBuilt 19200.22 acres
1 / 42
Listing Description
Back on the market- No Fault of the Home- This cute house is ready for a New owner! Want to walk to the beautiful St. Joseph River?- then this is your house! Want to be less than 1.3 from miles Pier 1000, Benton Harbor Boat Launce, Bread +Bar, Babes, Elks Lodge or the Art's District then Parker Ave. is where you want to be! This adorable Cape Cod house is move in ready -with all the upgrades to make your life relaxing and peaceful. Why pay for Dock fees, storage or a rental when you can just move in and start having fun. This double lot has such a private feel and the large shed is perfect for any projects or storage you need - There is even has a green house!! Where can you get all this for Under $100,000? The yard is completely fenced with double entry, perfect for large items. Come see this house with beautiful double deck for entertaining & even a basement for more storage! A great Rental or Investment property! This is a Must see Home- do not wait! Summer is here
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 684 sq ft home built in 1920 sits in St Joseph Township in Benton Harbor.
Listed at $99,999 (about $146/sq ft).
Property tax estimate: $827 per year ($69/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area684 sqft
Lot Size0.22 acres
Year Built1920
Stories1
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionOther
BasementMichigan Basement
HeatingOther
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$827
Tax Year2024
Assessed Value$28,386
Parcel #11-18-1240-0189-01-0
Source: SparkMLS
Legal Description
COMBINED ON 11/30/2018 FROM 18-1240-0189-00-9, 18-1240-0190-00-7; LOTS 189 & 190 COLFAX AVENUE ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie A Moneta
Core Real Estate, Inc.
Frequently Asked Questions about 389 Parker Avenue, Benton Harbor, MI 49022
What school district is 389 Parker Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26029115, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 389 Parker Avenue, Benton Harbor, MI 49022?
Per MLS# 26029115, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029115, the most recent reported annual property tax for 389 Parker Avenue, Benton Harbor, MI 49022 is $827 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 389 Parker Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 389 Parker Avenue, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$649
Principal & interest$649
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
389 Parker Avenue, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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