Sold
3993 N River Road, Fort Gratiot, MI 48059
Sold on 01/09/2026 for$768,000
MLS # 20251053363 (Realcomp)
4 beds5 baths5,434 sqftBuilt 20050.5 acres
1 / 66
Listing Description
Custom-Built Riverfront Retreat on the Black River! Experience luxury and craftsmanship in this custom-built builder’s home featuring 245 feet of prime frontage on the Black River. With 5,434 square feet of total living space, this exceptional property blends comfort, elegance, and breathtaking river views. The main floor showcases hardwood floors, an open-concept layout with oversized rooms, and expansive windows that capture stunning views of the river. The custom kitchen with Corian countertops is ideal for entertaining, while the living room’s gas fireplace adds warmth and inviting charm. Enjoy year-round comfort with radiant heat, central air, and a whole-house Generac generator for peace of mind. Upstairs, a finished bonus room above the oversized garage provides flexible space for a home office, studio, or playroom. The finished walk-out basement offers high ceilings, a second kitchen, and a guest suite, along with an additional bedroom and a large open recreation room with a gas fireplace, perfect for family gatherings and entertaining. Outside, enjoy elaborate landscaping with brick paver walkways and patios leading down to the waterfront. A large covered deck overlooks the backyard and river, providing a beautiful outdoor retreat for relaxing or entertaining. Discover riverfront living at its finest, where exceptional design, modern comfort, and natural beauty meet in perfect harmony. Sale also includes Tax ID #s 74-20-091-0046-010 and 74-20-091-0046-030.
Source: SparkMLS
About this home
4-bedroom, 5-bath, 5,434 sq ft home in Fort Gratiot Township in Fort Gratiot built in 2005.
Closed at $768,000 (about $141/sq ft).
Property tax estimate: $4,528 per year ($377/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 9 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms5
Living Area5,434 sqft
Lot Size0.5 acres
Year Built2005
Stories1
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionBrick
BasementWalk-Out Access, Daylight
Garage2.5 spaces
HeatingRadiant
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed11/11/2025
Sold Date1/8/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,528
Parcel #74200910046020
Source: SparkMLS
Legal Description
PART OF LOTS 140 & 141 ASSESSORS NORTH RIVER ROAD PLAT NO. 2 BEG AT NE COR LOT 140, TH ON A CV TO RGT RADIUS = 1935.49' & CHORD BEARS N 70D 19M 38S W 7.24', TH ALG SAID CV TO RGT 7.24', TH N 70D 13M 13S W 38.02', TH S 19D 45M 21S W 241.76', TH S 72D 27M 30S E 45.31', TH S 65D 28M 7S E 49.69', TH N 18D 37M 58S E 244.85', TH ON CV TO RGT RADIUS = 1935.49' & CHORD BEARS N 71D 5M 48S W 44.74', TH ALG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Charles Rowling
Berkshire Hathaway HomeServices Kee Realty Ft Gra
Frequently Asked Questions about 3993 N River Road, Fort Gratiot, MI 48059
What school district is 3993 N River Road, Fort Gratiot, MI 48059 in?
Per MLS# 20251053363, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251053363, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251053363, the most recent reported annual property tax for 3993 N River Road, Fort Gratiot, MI 48059 is $4,528. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3993 N River Road, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA Rural Development boundary data, 3993 N River Road, Fort Gratiot, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3993 N River Road, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3993 N River Road, Fort Gratiot, MI 48059?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3993 N River Road, Fort Gratiot, MI 48059. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Monthly payment$6,454
Principal & interest$6,454
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
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35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
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1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAT&TDSL
50 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3993 N River Road, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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