For Sale
401 N Elm Street, Three Oaks, MI 49128
$297,000
MLS # 26030752 (Michigan Regional Information Center (MichRIC))
1 bed1 bath560 sqftBuilt 19300.39 acres
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Listing Description
Welcome to 401 N Elm St, a beautifully reimagined Tiny house in the heart of Three Oaks. This fully remodeled gem proves that big style can come in small packages, offering 560 square feet of thoughtfully designed living space that feels open and airy. Perfect for those seeking minimalist lifestyle or a weekend retreat. Step inside to discover soaring 9-foot ceilings, transom windows perched above the doors and beams of natural light. The stunning kitchen features inset cabinetry and quartz countertops. With one cozy bedroom and tasteful bathroom, every inch has been carefully curated for style and ease. The new roof, furnace, plumbing and electrical work ensure comfort and efficiency. Step outside onto your private deck overlooking an expansive backyard with endless opportunities to create your personal oasis, be it gardening or quiet starlit nights around your fire pit. Schedule a viewing today to discover how effortlessly charming downsizing can be. Seller is licensed Realtor in MI.
Source: SparkMLS
About this home
This 1-bedroom, 1-bath, 560 sq ft home built in 1930 sits in Three Oaks Township in Three Oaks.
Asking $297,000 (about $530/sq ft).
Estimated annual property tax: $2,100, or about $175 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area560 sqft
Lot Size0.39 acres
Year Built1930
Stories1
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleFarmhouse, Traditional
ConstructionHardiPlank Type, Other
BasementFull, Michigan Basement
HeatingForced Air, None
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed6/18/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,100
Tax Year2024
Assessed Value$37,425
Parcel #11-47-6000-0006-00-3
Source: SparkMLS
Legal Description
LOT 6 PIKES ADD TO VILL OF THREE OAKS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Terry C Vravis
Berkshire Hathaway HomeServices Chicago
Frequently Asked Questions about 401 N Elm Street, Three Oaks, MI 49128
Which school district serves 401 N Elm Street, Three Oaks, MI 49128?
Per MLS# 26030752, 401 N Elm Street, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26030752, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 401 N Elm Street, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $2,100 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 401 N Elm Street, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 401 N Elm Street, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 401 N Elm Street, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$1,926
Principal & interest$1,926
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
401 N Elm Street, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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