For Sale
403 S Smith Street, New Buffalo, MI 49117
$379,000
MLS # 26025212 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,051 sqftBuilt 19640.19 acres
1 / 29
Listing Description
Updated with fresh paint throughout! Entire interior of the home has been freshly painted in a creamy off-white. This home, nestled on a quiet corner lot in the heart of New Buffalo, this charming three-bedroom, two-bath home offers the perfect blend of comfort, convenience, and character. Inside, you'll find beautiful original hardwood floors. This thoughtfully updated interior has beach-inspired style with a relaxed coastal aesthetic. The bright kitchen features custom cabinetry, butcher block countertops, cottage-style white appliances, soft blue tile and serene bamboo shades. The charming living room is centered around a cozy fireplace framed by custom built-in bookcases. Designed for easy living, the home offers a main-floor primary suite and laundry area for convenience. Enjoy peaceful mornings on the welcoming front porch or evenings on the back deck overlooking the lush fenced in backyard -- perfect for gardening, entertaining, or simply unwinding. This move-in
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,051 sq ft home built in 1964 sits in New Buffalo in New Buffalo.
Currently offered at $379,000 (about $361/sq ft).
Property tax estimate: $2,622 per year ($219/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,051 sqft
Lot Size0.19 acres
Year Built1964
Stories1
Location
CityNew Buffalo
MunicipalityNew Buffalo City
Zip Code49117
CountyBerrien
School DistrictNew Buffalo
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Full
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed5/27/2026
Original Price$399,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,622
Tax Year2026
Assessed Value$100,408
Parcel #11-62-8200-0219-07-2
Source: SparkMLS
Legal Description
COM AT NWLY COR BLK 219 VIRGINIA ADD TO CITY OF NEW BUFFALO TH N60 DEG E 66'TH S30DEG E 132'TH S60DEG W 66'TH N30DEG W 132'TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Humes
Cressy & Everett Real Estate
Frequently Asked Questions about 403 S Smith Street, New Buffalo, MI 49117
What school district is 403 S Smith Street, New Buffalo, MI 49117 in?
Per MLS# 26025212, this property is served by New Buffalo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26025212, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025212, the most recent reported annual property tax for 403 S Smith Street, New Buffalo, MI 49117 is $2,622 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 403 S Smith Street, New Buffalo, MI 49117 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 403 S Smith Street, New Buffalo, MI 49117 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the New Buffalo City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,458
Principal & interest$2,458
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
403 S Smith Street, New Buffalo, MI 49117
View full property history →
Municipality
New Buffalo
View all listings →
Get email alerts for new listings near 403 S Smith Street
We'll notify you when something hits the market in New Buffalo or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.