Pending
4039 Stoney Creek Drive, Fort Gratiot, MI 48059
$325,000
MLS # 20261016041 (Realcomp)
3 beds3 baths1,452 sqftBuilt 19970.3 acres
1 / 36
Listing Description
WELCOME HOME to this stylish 3-bedroom, 2.5-bath home located in the much sought after subdivision of Stoney Creek Estates in Fort Gratiot, MI. Convenient to everything and offering plenty of surrounding amenities, this one-story rancher sits on a large wooded lot and features trending paints, a lawn and garden sprinkler system, large wooden back patio area and a shed in the backyard. A crawl space vapor barrier has been installed. The hot water heater, furnace, and AC have all been replaced, ensuring comfort and peace of mind. Enjoy a custom fireplace surround and mantle that add warmth and character to the living area. Epoxy on garage floor, with workspaces available for your projects. There's also a water filtration system at the kitchen tap for fresh, clean water. This is a very comfortable, quaint property with loads of possibilities and I'd love for you to come and take a look! Give me a call and I'll gladly answer any question you may have!!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,452 sq ft home built in 1997 sits in Fort Gratiot Township in Fort Gratiot.
Asking $325,000 (about $224/sq ft).
Property tax estimate: $3,815 per year ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,452 sqft
Lot Size0.3 acres
Year Built1997
Stories1
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$200 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,815
Parcel #74209900003000
Source: SparkMLS
Legal Description
UNIT 3 STONEY CREEK ESTATES ST CLAIR COUNTY CONDOMINIUM PLAN NO 114 MASTER DEED RECORDED IN LIBER 1365 PG 795-836, FIRST AMENDMENT RECORDED LIBER 1566 PG 290-294, SECOND AMENDMENT RECORD LIBER 1785 PG 841-842, THIRD AMENDMENT RECORDED LIBER 1790 PG 4 68-480, FOURTH AMENDMENT RECORDED LIBER 2026 PG 30-45, FIFTH AMENDMENT RECORDED LIBER 2263 PG 640-641
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Suzanne Mason
Berkshire Hathaway HomeServices Kee Realty Ft Gra
Frequently Asked Questions about 4039 Stoney Creek Drive, Fort Gratiot, MI 48059
Which school district serves 4039 Stoney Creek Drive, Fort Gratiot, MI 48059?
Per MLS# 20261016041, 4039 Stoney Creek Drive, Fort Gratiot, MI 48059 is in the Port Huron boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron directly to confirm enrollment eligibility.
What financing options are available for 4039 Stoney Creek Drive, Fort Gratiot, MI 48059?
Per MLS# 20261016041, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4039 Stoney Creek Drive, Fort Gratiot, MI 48059?
Per public tax records, annual property taxes for this property are $3,815. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4039 Stoney Creek Drive, Fort Gratiot, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4039 Stoney Creek Drive, Fort Gratiot, MI 48059 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4039 Stoney Creek Drive, Fort Gratiot, MI 48059?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,125
Principal & interest$2,108
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4039 Stoney Creek Drive, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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