For Sale
4046 State Road, Fort Gratiot, MI 48059
$349,900
MLS # 20261042098 (Realcomp)
3 beds2 baths1,646 sqftBuilt 19730.83 acres
1 / 38
Listing Description
Welcome to 4046 State Road in Fort Gratiot! Situated on nearly an acre of fully fenced property, this beautifully updated home offers the perfect combination of modern upgrades, outdoor space, and move-in-ready convenience. The expansive backyard provides endless possibilities for entertaining, pets, gardening, or simply enjoying your own private retreat. Relax on the oversized deck with your morning coffee and take in the peaceful surroundings.Inside, you'll find 3 bedrooms and 2 completely renovated bathrooms, along with extensive updates throughout the home. Brand new flooring, fresh paint, and a stunning new kitchen create a bright and inviting atmosphere. The kitchen features brand new Energy Star stainless steel appliances, modern cabinetry, and updated finishes designed for everyday living and entertaining.Additional improvements include a brand new concrete driveway, fresh landscaping, and numerous cosmetic updates throughout the property. Every detail has been thoughtfully updated, allowing the next owner to move in and enjoy without the hassle of renovations.Offering nearly an acre of fenced outdoor space, stylish modern updates, and a desirable Fort Gratiot location close to shopping, dining, schools, and Lake Huron, this turnkey home is a rare opportunity you won't want to miss. Property is agent owned. Buyers agent to Verify all information
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,646 sq ft home built in 1973 sits in Fort Gratiot Township in Fort Gratiot.
Currently offered at $349,900 (about $213/sq ft).
Annual property taxes run approximately $2,398 ($200/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,646 sqft
Lot Size0.83 acres
Year Built1973
Stories1
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/6/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,398
Parcel #74200204018000
Source: SparkMLS
Legal Description
BEG S 96.33' FROM INT/SEC OF N LINE OF S 1/2 OF SW 1/4 OF SW 1/4 & C.L. OF STATE RD TH S 96.33', TH N 89D 51M E 374', TH N 96.33', TH N 89D 51M W 374' TO BEG. SEC 20 T7N R17E 0.83 A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas Dado
Community Choice Realty Inc
Frequently Asked Questions about 4046 State Road, Fort Gratiot, MI 48059
What school district is 4046 State Road, Fort Gratiot, MI 48059 in?
Per MLS# 20261042098, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261042098, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261042098, the most recent reported annual property tax for 4046 State Road, Fort Gratiot, MI 48059 is $2,398. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4046 State Road, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4046 State Road, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,269
Principal & interest$2,269
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4046 State Road, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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