Under Contract
4063 N River Road, MI 48059
$369,900
MLS # 50208659 (MiRealSource)
3 beds1 bathBuilt 19824.83 acres
1 / 32
Listing Description
**OPEN HOUSE SUNDAY, MAY 31ST FROM 1PM-2:30PM** Rare Riverfront Oasis on Nearly 5 Acres! Escape to your own private paradise with this incredible Black River property in Fort Gratiot. Nestled on a sprawling, nearly 5-acre parcel, this 3-bedroom home offers the perfect blend of serene waterfront living and everyday convenience. The layout features a large open concept Great Room with lots of natural light and a door to the deck, 1 full bath/2 half baths, and a fantastic partially finished walk-out basement—ideal for a rec room, home office, or extra entertaining space that leads straight out to your expansive acreage. Storage and hobbies are fully covered with a 2-car attached garage PLUS a separate 1-car detached garage equipped with its own electrical service, making it a perfect workshop. Enjoy ultimate peace of mind with a whole-house generator hookup ready to go. Waterfront acreage like this doesn’t come along often—schedule your tour today and start living the river life!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1982 sits in Fort Gratiot Township in Michigan.
Currently offered at $369,900.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size4.83 acres
Year Built1982
Location
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionVinyl Siding
Garage3 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed5/21/2026
Original Price$389,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #74-20-091-0043-000
Source: SparkMLS
Legal Description
LOT 137 & W 75.89' OF LOT 138 ASSESSORS NORTH RIVER ROAD PLAT NO. 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Angela Spadafore
Real Estate One Port Huron
Frequently Asked Questions about 4063 N River Road, MI 48059
Which school district serves 4063 N River Road, MI 48059?
Per MLS# 50208659, 4063 N River Road, MI 48059 is in the Port Huron boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron directly to confirm enrollment eligibility.
What financing options are available for 4063 N River Road, MI 48059?
Per MLS# 50208659, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4063 N River Road, MI 48059 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 4063 N River Road, MI 48059 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4063 N River Road, MI 48059?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,399
Principal & interest$2,399
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4063 N River Road, MI 48059
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Municipality
Fort Gratiot Township
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