Sold
415 W Charlotte Street, Centreville, MI 49032
Sold on 01/12/2024 for$194,900
MLS # 23146088 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,200 sqftBuilt 19860.45 acres
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Listing Description
Step into a world of warmth and charm with this delightful ranch home, nestled in the Davis Plat, at the very heart of Centreville's vibrant village life. This beautifully maintained property offers an inviting atmosphere, perfect for those who cherish comfort and community spirit in a quaint town setting. The main floor features 2 cozy bedrooms and a well-appointed bathroom, radiating a welcoming vibe that makes you feel right at home. Set on a nearly half-acre corner lot, this home exudes the quaint charm and simplicity of small-town living, coupled with modern conveniences. Positioned ideally within walking distance to schools, local restaurants, and shopping, enjoy the convenience of having everything you need just a stone's throw away.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,200 sq ft home built in 1986 sits in Centreville Village in Centreville.
Closed at $194,900 (about $162/sq ft).
Property tax estimate: $1,728 per year ($144/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 11 providers. Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,200 sqft
Lot Size0.45 acres
Year Built1986
Stories1
Location
CityCentreville
MunicipalityCentreville Vllg
Zip Code49032
CountySt. Joseph
School DistrictCentreville Public Schools
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer, High-Speed Internet
InteriorBroadband, Eat-in Kitchen, Pantry
Sale & Financing
Listed12/29/2023
Sold Date1/11/2024
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,728
Tax Year2022
Assessed Value$40,345
Parcel #7504205704200
Source: SparkMLS
Legal Description
lot 42 Davis Plat #3
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by David Lambe Elevate Team
Michigan Top Producers
Frequently Asked Questions about 415 W Charlotte Street, Centreville, MI 49032
What school district is 415 W Charlotte Street, Centreville, MI 49032 in?
Per MLS# 23146088, this property is served by Centreville Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 23146088, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23146088, the most recent reported annual property tax for 415 W Charlotte Street, Centreville, MI 49032 is $1,728 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 415 W Charlotte Street, Centreville, MI 49032 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 415 W Charlotte Street, Centreville, MI 49032 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 415 W Charlotte Street, Centreville, MI 49032?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Centreville Vllg police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,264
Principal & interest$1,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
11 providers at this address
FrontierFiber
7 GbpsXfinityCable
1.2 Gbps1 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
415 W Charlotte Street, Centreville, MI 49032
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Municipality
Centreville Village
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