Sold
430 W Ferry Street, Berrien Springs, MI 49103
Sold on 05/01/2026 for$205,000
MLS # 26000251 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,140 sqftBuilt 19200.54 acres
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Listing Description
Spacious 4-bedroom, 2-bath home located on over half an acre in the Village of Berrien Springs. The updated kitchen features abundant cabinetry and a center island, offering great functionality. A large living area provides flexibility for a combined living and dining space, with a loft overlooking the main living area. Additional features include a sunroom and a 3-car garage. The home needs some work but offers excellent potential for buyers looking to add value and make it their own.
Source: SparkMLS
About this home
Located in Oronoko Township in Berrien Springs, this property offers 4-bedroom, 2-bath, 2,140 sq ft, with original construction dating to 1920.
Final sale price: $205,000 (about $96/sq ft).
Property tax estimate: $4,542 per year ($379/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,140 sqft
Lot Size0.54 acres
Year Built1920
Stories2
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/12/2026
Sold Date4/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,542
Tax Year2024
Assessed Value$77,147
Parcel #11-32-0013-0032-00-7
Source: SparkMLS
Legal Description
COM 33'S53DEG W OF NW COR OF LOT 362 ORIGINAL TOWN OF BERRIEN SPRINGS & MEAS S47DEG30'W 505.5' FOR BEG PT TH S47DEG30'W 72'TH S37 DEG30'E 330'TH N47DEG30'E 72'TH N37DEG30'W 330'TO BEG ALSO BEING KNOWN AS THE W 72'OF THE W 222'OF LOT 2 COMMISSIONER'S PLAT OF THE ESTATE OF JOSEPH W HOWE M 5 PG 506
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carla Galbraith
Coldwell Banker Anchor R.E.
Frequently Asked Questions about 430 W Ferry Street, Berrien Springs, MI 49103
Which school district serves 430 W Ferry Street, Berrien Springs, MI 49103?
Per MLS# 26000251, 430 W Ferry Street, Berrien Springs, MI 49103 is in the Berrien Springs boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Berrien Springs directly to confirm enrollment eligibility.
What financing options are available for 430 W Ferry Street, Berrien Springs, MI 49103?
Per MLS# 26000251, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 430 W Ferry Street, Berrien Springs, MI 49103?
Per public tax records, annual property taxes for this property are $4,542 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 430 W Ferry Street, Berrien Springs, MI 49103 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 430 W Ferry Street, Berrien Springs, MI 49103 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 430 W Ferry Street, Berrien Springs, MI 49103?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
430 W Ferry Street, Berrien Springs, MI 49103
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Municipality
Oronoko Township
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