Under Contract
4561 River Pointe Boulevard, Niles, MI 49120
$729,000
MLS # 26020157 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,097 sqftBuilt 19991.96 acres
1 / 52
Listing Description
This is a rare opportunity to own a luxurious riverfront home in one of the finest & desirable waterfront communities, River Pointe Development. This beautifully appointed 4-bedroom, 3-bath ranch style home with walk-out, offers stunning views of the Saint Joe River & exceptional indoor/outdoor living spaces designed for comfort, relaxation, and entertaining. The spacious open-concept kitchen and living area feature real wood flooring, a cozy fireplace and expansive windows showcasing the scenic riverfront setting. A spectacular 4-season room overlooks the river, creating a year-round retreat. The primary suite offers a large walk-in closet, walk-in shower and private access to the 4-season room. Lower level entails another family room & fireplace, bed, full bath & walk-out to a patio & hot tub. Step outside to enjoy the private deck, staircase leading to the water, & your own dock. Located in Buchanan Schools, a Promise District for post secondary education.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,097 sq ft home built in 1999 sits in Buchanan Township in Niles.
Asking $729,000 (about $235/sq ft).
Estimated annual property tax: $5,763, or about $480 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,097 sqft
Lot Size1.96 acres
Year Built1999
Stories1
Location
CityNiles
MunicipalityBuchanan Twp
Zip Code49120
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed5/5/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,763
Tax Year2024
Assessed Value$256,793
Parcel #11-06-6732-0003-00-8
Source: SparkMLS
Legal Description
UNIT 3 RIVER POINTE THIRD AMENDMENT LIBER 117 PAGE 64
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Dorothy L Mottl
D Mottl Realty Group LLC
Frequently Asked Questions about 4561 River Pointe Boulevard, Niles, MI 49120
Which school district serves 4561 River Pointe Boulevard, Niles, MI 49120?
Per MLS# 26020157, 4561 River Pointe Boulevard, Niles, MI 49120 is in the Buchanan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Buchanan directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26020157, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 4561 River Pointe Boulevard, Niles, MI 49120?
Per public tax records, annual property taxes for this property are $5,763 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 4561 River Pointe Boulevard, Niles, MI 49120 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 4561 River Pointe Boulevard, Niles, MI 49120 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 4561 River Pointe Boulevard, Niles, MI 49120?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Buchanan Twp police department or the Berrien County sheriff's office.
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Monthly payment$4,728
Principal & interest$4,728
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4561 River Pointe Boulevard, Niles, MI 49120
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Municipality
Buchanan Township
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