For Sale
4645 River Pointe Boulevard, Niles, MI 49120
$525,000
MLS # 26038679 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,334 sqftBuilt 20070.76 acres
1 / 47
Listing Description
EXPERIENCE LIVING IN STYLE in this spacious, thoughtfully designed home featuring an INVITING OPEN -CONCEPT LAYOUT, QUALITY FINISHES AND ACCESS TO THE ST. JOSEPH RIVER. VAULTED CEILINGS create an airy feel as the living room flows seamlessly into the dining area and BEAUTIFULLY APPOINTED KITCHEN, making it the perfect space for entertaining or everyday living. The kitchen features rich Cherry cabinetry, Corian countertops, dual ovens, recessed lighting, a generous breakfast bar with seating, and an adjoining dinette filled with natural light and peaceful backyard views. A split-bedroom floor plan provides privacy for the primary suite, complete with tray ceilings, two walk-in closets, and a spa-inspired ensuite featuring dual vanities, a jetted soaking tub, and a large walk-in shower. Two additional bedrooms are connected by a convenient Jack-and-Jill bathroom, while a cozy study with a wood-burning fireplace offers the ideal space for an office, library, or quiet retreat.
Source: SparkMLS
About this home
Located in Buchanan Township in Niles, this property offers 3-bedroom, 3-bath, 2,334 sq ft, with original construction dating to 2007.
Listed at $525,000 (about $225/sq ft).
Estimated annual property tax: $3,945, or about $329 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,334 sqft
Lot Size0.76 acres
Year Built2007
Stories1
Location
CityNiles
MunicipalityBuchanan Twp
Zip Code49120
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed7/26/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$400 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$3,945
Tax Year2025
Assessed Value$174,731
Parcel #11-06-6732-0015-01-4
Source: SparkMLS
Legal Description
UNIT 15A RIVER POINTE THIRD AMENDMENT LIBER 117 PAGE 64 FIFTH AMENDMENT LIBER 117 PAGE 88
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 27, 2026
Listed for sale
$525,000
More Homes in Buchanan Township
Listed by Dennis Bamber
Cressy & Everett Real Estate
Frequently Asked Questions about 4645 River Pointe Boulevard, Niles, MI 49120
What school district is 4645 River Pointe Boulevard, Niles, MI 49120 in?
Per MLS# 26038679, this property is served by Buchanan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26038679, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26038679, the most recent reported annual property tax for 4645 River Pointe Boulevard, Niles, MI 49120 is $3,945 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4645 River Pointe Boulevard, Niles, MI 49120 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4645 River Pointe Boulevard, Niles, MI 49120 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Buchanan Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,438
Principal & interest$3,405
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4645 River Pointe Boulevard, Niles, MI 49120
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Municipality
Buchanan Township
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