Sold

4703 Prospect Avenue, Onekama, MI 49675

Sold on 05/19/2021 for$250,000

MLS # 20041963 (Michigan Regional Information Center (MichRIC))

3 beds1 bath1,085 sqftBuilt 19591.25 acres

Listing Description

You know what they say Location, Location ! Well top it off with incredible Views of Portage Lake & Lake Michigan. From the Living Room you can see out to the Lake Michigan Channel. Home needs updating or use the solid foundation to completely renovate. The extra large yard offers many opportunities for renovating or building. The yard goes down to alley below so the trees are owned and can be thinned out for even better views. This is a rare opportunity in Onekama Village to get this size of lot with these views. Call today for your showing. It will go fast.

Source: SparkMLS

About this home

This 3-bedroom, 1-bath, 1,085 sq ft home built in 1959 sits in Onekama Village in Onekama.

Final sale price: $250,000 (about $230/sq ft).

Property tax estimate: $1,200 per year ($100/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,085 sqft

Lot Size1.25 acres

Year Built1959

Stories1

Location

CityOnekama

MunicipalityOnekama Vlg

Zip Code49675

CountyManistee

School DistrictOnekama Consolidated Schools

Construction & Systems

StyleA-Frame

ConstructionWood Siding

BasementFull, Walk-Out Access

Garage1 space

HeatingBaseboard

WaterPublic, Well

SewerPublic

UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected

InteriorCeiling Fan(s), Garage Door Opener

Sale & Financing

Listed10/6/2020

Sold Date5/18/2021

Original Price$349,000

Terms AcceptedFHA, VA Loan, Rural Development, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$1,200

Tax Year2020

Assessed Value$48,511

Parcel #514125001501

Source: SparkMLS

Legal Description

VILLAGE OF ONEKAMA GLEN PARK SUBDIVISION LOTS 1 TO 3 INCL BLOCK 3.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Virginia M Pelton

CENTURY 21 Northland

Frequently Asked Questions about 4703 Prospect Avenue, Onekama, MI 49675

What school district is 4703 Prospect Avenue, Onekama, MI 49675 in?

Per MLS# 20041963, this property is served by Onekama Consolidated Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 20041963, the seller has indicated this property accepts the following financing types: FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 20041963, the most recent reported annual property tax for 4703 Prospect Avenue, Onekama, MI 49675 is $1,200 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 4703 Prospect Avenue, Onekama, MI 49675 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 4703 Prospect Avenue, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Is fiber internet available at 4703 Prospect Avenue, Onekama, MI 49675?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4703 Prospect Avenue, Onekama, MI 49675. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Public, Well. Confirm service details directly with providers.

Consumers Energy Company Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,939

Principal & interest$1,939

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL

7 providers at this address

SpectrumCable

1 Gbps

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

AT&TDSL

10 Mbps

T-MobileLicensed Fixed Wireless

0 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

4703 Prospect Avenue, Onekama, MI 49675

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Municipality

Onekama Village

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Listing Description

Source: SparkMLS

About this home

This 3-bedroom, 1-bath, 1,085 sq ft home built in 1959 sits in Onekama Village in Onekama.

Final sale price: $250,000 (about $230/sq ft).

Property tax estimate: $1,200 per year ($100/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Living Area1,085 sqft

Lot Size1.25 acres

Year Built1959

Stories1

Location

CityOnekama

MunicipalityOnekama Vlg

Zip Code49675

CountyManistee

School DistrictOnekama Consolidated Schools

Construction & Systems

StyleA-Frame

ConstructionWood Siding

BasementFull, Walk-Out Access

Garage1 space

HeatingBaseboard

WaterPublic, Well

SewerPublic

UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Connected

InteriorCeiling Fan(s), Garage Door Opener

Sale & Financing

Listed10/6/2020

Sold Date5/18/2021

Original Price$349,000

Terms AcceptedFHA, VA Loan, Rural Development, MSHDA, Conventional

Source: SparkMLS

Frequently Asked Questions about 4703 Prospect Avenue, Onekama, MI 49675

What school district is 4703 Prospect Avenue, Onekama, MI 49675 in?

Per MLS# 20041963, this property is served by Onekama Consolidated Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

How much are property taxes for this home?

MI Property Tax Estimator

Is 4703 Prospect Avenue, Onekama, MI 49675 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Is fiber internet available at 4703 Prospect Avenue, Onekama, MI 49675?

FCC Broadband Map

Who are the utility providers for this property?

Consumers Energy Company Superior Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.