Sold

4974 Main Street, Onekama, MI 49675

Sold on 06/14/2021 for$145,000

MLS # 21010900 (Michigan Regional Information Center (MichRIC))

1 bed1 bath772 sqftBuilt 19500.08 acres

Listing Description

Tucked back in a quiet, secluded location in the Village of Onekama, you'll find this adorable little 1-2 BR year-round home/get-away that offers a VIEW OF PORTAGE LAKE and an enormous attached garage. Peaceful and perfect. Easy walks to the park, the grocery store, shopping and restaurants from here. The main-floor laundry area opens into another living space and/or sleeping area. Stove, refrigerator, washer and dryer are included. The property is surveyed and there is a nice paved alley access to the garage which has an electric opener. Newer roof on home. 4'' well and Village sewer offer the best of both worlds. Natural gas hot water heat, vinyl siding. You could add a deck or a screened-in porch off the front to allow for more enjoyment of the beauty of this wonderful location.

Source: SparkMLS

About this home

Located in Onekama Village in Onekama, this property offers 1-bedroom, 1-bath, 772 sq ft, with original construction dating to 1950.

This home sold for $145,000 (about $188/sq ft).

Annual property taxes run approximately $1,108 ($92/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms1

Bathrooms1

Living Area772 sqft

Lot Size0.08 acres

Year Built1950

Stories1

Location

CityOnekama

MunicipalityOnekama Vlg

Zip Code49675

CountyManistee

School DistrictOnekama Consolidated Schools

Construction & Systems

StyleOther

ConstructionVinyl Siding

BasementPartial, Walk-Out Access

Garage2 spaces

HeatingHot Water

WaterWell

SewerPublic

UtilitiesCable Connected

InteriorCeiling Fan(s), Garage Door Opener

Sale & Financing

Listed4/4/2021

Sold Date6/13/2021

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Tax Information

Annual Tax$1,108

Tax Year2020

Assessed Value$31,636

Parcel #514105001200

Source: SparkMLS

Legal Description

Village of Onekama Lot 3 ... to POB. Blk E.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Suzanne Riley

CENTURY 21 Northland

Frequently Asked Questions about 4974 Main Street, Onekama, MI 49675

Which school district serves 4974 Main Street, Onekama, MI 49675?

Per MLS# 21010900, 4974 Main Street, Onekama, MI 49675 is in the Onekama Consolidated Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onekama Consolidated Schools directly to confirm enrollment eligibility.

Can I use FHA or VA financing for this property?

Per MLS# 21010900, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

What are the property taxes at 4974 Main Street, Onekama, MI 49675?

Per public tax records, annual property taxes for this property are $1,108 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

Per USDA Rural Development boundary data, 4974 Main Street, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.

USDA Eligibility Map

Is 4974 Main Street, Onekama, MI 49675 in a flood zone?

Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

What internet service is available at this address?

Per FCC Broadband Data Collection filings, fiber internet is not currently available at 4974 Main Street, Onekama, MI 49675. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.

FCC Broadband Map

What utilities serve 4974 Main Street, Onekama, MI 49675?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.

Consumers Energy Company Superior Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.

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Mortgage Calculator

Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$907

Principal & interest$907

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Internet

Download

1 Gbps

Upload

35 Mbps

CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL

7 providers at this address

SpectrumCable

1 Gbps

VerizonLicensed Fixed Wireless

300 Mbps

StarlinkGSO Satellite

280 Mbps

Viasat IncSatellite

150 Mbps

HughesNetSatellite

100 Mbps

T-MobileLicensed Fixed Wireless

25 Mbps

AT&TDSL

10 Mbps

FCC Broadband Data Collection (Dec 2025). Max advertised speeds.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Superior Energy Company

Investor-Owned

231-362-2520 Web

MI Public Service Commission service territory boundaries.

Property

4974 Main Street, Onekama, MI 49675

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Municipality

Onekama Village

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Listing Description

Source: SparkMLS

About this home

Located in Onekama Village in Onekama, this property offers 1-bedroom, 1-bath, 772 sq ft, with original construction dating to 1950.

This home sold for $145,000 (about $188/sq ft).

Annual property taxes run approximately $1,108 ($92/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms1

Bathrooms1

Living Area772 sqft

Lot Size0.08 acres

Year Built1950

Stories1

Location

CityOnekama

MunicipalityOnekama Vlg

Zip Code49675

CountyManistee

School DistrictOnekama Consolidated Schools

Construction & Systems

StyleOther

ConstructionVinyl Siding

BasementPartial, Walk-Out Access

Garage2 spaces

HeatingHot Water

WaterWell

SewerPublic

UtilitiesCable Connected

InteriorCeiling Fan(s), Garage Door Opener

Sale & Financing

Listed4/4/2021

Sold Date6/13/2021

Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional

Source: SparkMLS

Frequently Asked Questions about 4974 Main Street, Onekama, MI 49675

Which school district serves 4974 Main Street, Onekama, MI 49675?

Can I use FHA or VA financing for this property?

What are the property taxes at 4974 Main Street, Onekama, MI 49675?

MI Property Tax Estimator

Can I use a USDA Rural Development loan for this property?

USDA Eligibility Map

Is 4974 Main Street, Onekama, MI 49675 in a flood zone?

FEMA Flood Map

What internet service is available at this address?

FCC Broadband Map

What utilities serve 4974 Main Street, Onekama, MI 49675?

Consumers Energy Company Superior Energy Company MI Public Service Commission

What is the crime rate in this area?

For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.