For Sale
4985 W Gilpin Road, Three Oaks, MI 49128
$225,000
MLS # 26038148 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,468 sqftBuilt 18602.84 acres
1 / 62
Listing Description
Bring your vision to this unique 2.84-acre property with space, privacy, and potential. Once part of the original Avery settlement, the 3-bed/1-bath home is accompanied by several outbuildings, including a 3,200+ sq. ft. century-old barn waiting to be restored to its original glory. The seller has recently invested in demolishing three deteriorated structures, reducing cleanup and removal work for the next owner. An additional 1,700+ sq. ft. pole barn with high ceilings offers room for RVs, boats, equipment, or a future workshop. The charming grain bin could be repurposed into a covered outdoor entertaining area. Mature trees and a peaceful rural setting surround the property, while its location just off US-12 provides convenient access to Chicago in under 1.5 hours. This rehabilitation project is ideal for an experienced buyer ready to restore and reimagine a one-of-a-kind property. CASH ONLY—REHAB REQUIRED. Proof of funds required before showing will be approved.
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,468 sq ft home built in 1860 sits in Three Oaks Township in Three Oaks.
Asking $225,000 (about $153/sq ft).
Property tax estimate: $604 per year ($50/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,468 sqft
Lot Size2.84 acres
Year Built1860
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Twp
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
StyleFarmhouse
ConstructionWood Siding
BasementCrawl Space, Michigan Basement, Partial
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed7/22/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$604
Tax Year2026
Assessed Value$55,669
Parcel #11-20-0001-0018-01-0
Source: SparkMLS
Legal Description
SPLIT ON 09/23/2025 FROM 20-0001-0018-00-8; COM AT THE E1/4 COR OF SEC 1 T8S R20W TH N87DEG59'27"W (DEEDED AS W) 467.94' TH S02DEG11'46"W (DEEDED AS S) 901.5' TO POB TH CONT S02DEG11'46"W (DEEDED AS S) 435.3' TH N87DEG59'27"W (DEEDED AS W) 111' TH N02DEG08'36"E 59.97' TH N87DEG15'16"W 208.03' TH N02DEG37'02"E 359.91' TH N89DEG41'59"E 316.74' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Listed for sale
$225,000
More Homes in Three Oaks Township
Listed by Dawn Tomlinson
RE/MAX by the Lake
Frequently Asked Questions about 4985 W Gilpin Road, Three Oaks, MI 49128
What school district is 4985 W Gilpin Road, Three Oaks, MI 49128 in?
Per MLS# 26038148, this property is served by River Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26038148, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26038148, the most recent reported annual property tax for 4985 W Gilpin Road, Three Oaks, MI 49128 is $604 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 4985 W Gilpin Road, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 4985 W Gilpin Road, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Twp police department or the Berrien County sheriff's office.
Map
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
4985 W Gilpin Road, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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